643 Rycola Cir, Myrtle Beach, SC 29575 Property Records

Horry County property record for 643 Rycola Cir, Myrtle Beach, SC 29575

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,530 sqft · built 2022
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$385,000 (Feb 2024)
Tax Bill$1,523 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN459-16-02-0091

Property Details

APN / Parcel Number

Primary APN459-16-02-0091

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,530 sqft Living Area

Exterior

Year BuiltBuilt 2022
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.189 acres)
Garage TypeAttached
Garage Area380 sqft
PorchOpen Porch
Porch Area390 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address643 RYCOLA CIR
CityMYRTLE BEACH
StateSC
Zip29575-8109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOLD SOUTH COURSE PH 1A; LOT 102
Legal SubdivisionOLD SOUTH COURSE PH 1A
Legal Lot Number102
JurisdictionHORRY SC
Township / Civil DivisionMYRTLE BEACH
Census Block Group2
Census Block2001
Census Tract51404

Owner

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address643 RYCOLA CIR, MYRTLE BEACH, SC 29575-8109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2024Warranty Deed, Transfer · Conventional Mortgage
BAY EQUITY
Jun 3, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CMG MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 29, 2024 · Amount on Record
Deed SaleFeb 29, 2024 · Amount on Record
Prior SaleJun 3, 2022 · Amount on Record
Deed Document Number2024000021450
Deed Book / Page4780 / 2315
Record UpdatedJun 8, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHORRY SC
Recording DateMar 13, 2024
Property Address643 RYCOLA CIR, MYRTLE BEACH, SC 29575-8109
Document Number0047802315
Book / Page4780 / 2315
Instrument DateFeb 27, 2024
Instrument2024000021450
Transaction TypeTransfer
Record UpdatedMar 25, 2024
Title CompanyNOT AVAILABLE, EMENT SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$14.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressRYCOLA CIR, SC

Mortgage

Document Number0067612670
DateMar 13, 2024
Instrument6761/2670
Lender
NameBAY EQUITY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJan 1, 2054

June 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHORRY SC
Recording DateJun 3, 2022
Property AddressRYCOLA CIR, MYRTLE BEACH, SC 29575
Document Number0045572676
Book / Page4557 / 2676
Instrument DateJun 2, 2022
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 19, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8109
InvestorPossibly a Property Investor

Mortgage

Document Number65660000002429
DateJun 3, 2022
Book Page0000006566/0000002429
Lender
NameCMG MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyHorry County
Unified School DistrictHorry County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,523.00 (+5.69%)$390,150 (+6.13%) Land $127,204 Building $262,946
2024$1,441.00 (-6.49%)$14,706 (+194.06%) Land $5,089 Building $9,617$367,625 (+671.83%) Land $127,204 Building $240,421
2023$1,541.00 (+544.77%)$5,001 (-) Land $5,001$47,630 (-) Land $47,630
2021$239.00$5,001 Land $5,001$47,630 Land $47,630

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 89 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies89 in force
Nearby Flood Claims82 (1983–2019)
Claims Outside the SFHA78 of 82
Most Recent ClaimSep 2019 · Hurricane Dorian
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 31 claims
  • Severe Winds And Flooding Assoc With Hurricane Fran, Oct 1996 · 3 claims
  • Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAND STRAND W&SA/BULL CREEK
serves 252,840 people · EPA ID SC2620004
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
HTC
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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