643 Rosemark Rd, Atoka, TN 38004 Property Records

Tipton County property record for 643 Rosemark Rd, Atoka, TN 38004

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,800 sqft · built 2000
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Jun 2021)
Tax Bill$2,030 (2022)
Deeds & MortgagesApr 2021 Line of Credit
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN084128E A 00300

Property Details

APN / Parcel Number

Primary APN084128E A 00300
Alternative APN
  • 128E A 00300

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,800 sqft Living Area
1st Floor Area2,032 sqft
Upper Floors Area1,280 sqft
Attic Area882 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
TerrainRolling
Garage TypeFinished
Garage Area575 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area300 sqft
Patio Area210 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address643 ROSEMARK RD
CityATOKA
StateTN
Zip38004-7060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 07, COUNTY AREA: T23
Legal SubdivisionWILLIAMSBURG EST SEC H
Legal Lot Number243
JurisdictionTIPTON TN
Township / Civil Division4
Census Block Group2
Census Block2017
Census Tract40302

Owner

643 Rosemark Rd is owned and occupied by an individual who bought it in June 2021.

Source: Tipton County records, as of January 19, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address643 ROSEMARK RD, ATOKA, TN 38004-7060
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2021Deed of Trust, Mortgage · Line of Credit
COGENT BANK
Jun 1, 2021Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE INVESTORS GROUP INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2021 · Amount on File
Deed SaleJun 1, 2021 · Amount on File
Prior SaleJan 1, 2001 · Amount on File
Deed Document Number245491
Deed Book / Page1903 / 774
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address643 ROSEMARK RD, ATOKA, TN 38004-7060
Transaction TypeMortgage
Record UpdatedMay 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 ROSEMARK RD, ATOKA, TN 38004-7060

Mortgage

Document Number1897651
DateApr 26, 2021
Book Page1897/651
Instrument244166
Lender
NameCOGENT BANK
TypeBank
AddressMEMPHIS, TN 38120
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueApr 12, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateJun 1, 2021
Property Address643 ROSEMARK RD, ATOKA, TN 38004-7060
Document Number1903774
Book / Page1903 / 774
Map ReferenceCAB F SL 60
Instrument DateApr 21, 2021
Instrument245491
Transaction TypeTransfer
Record UpdatedJun 9, 2021
Title CompanyEXECUTIVE TTL & CLOSING INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,295.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 ROSEMARK RD, ATOKA, TN 38004-7060

Mortgage

Document Number245492
DateJun 1, 2021
Instrument245492
Lender
NameMORTGAGE INVESTORS GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
MunicipalityAtoka Town
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$95,775 Land $11,300 Building $84,475
2023$94,625 Land $11,300 Building $83,325
2022$2,030.00
2020$383,100 Land $45,200 Building $337,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 643 Rosemark Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (2010–2019)
Claims Outside the SFHA2 of 3
Most Recent ClaimMar 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Rosemark Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATOKA WATER SYSTEM
serves 9,197 people · EPA ID TN0000033
Water SourcePurchased groundwater from several systems
Last State InspectionMar 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Right Fiber
Cable · Fiber in parts of the area
2,000 / 75
Aeneas Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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