643 Roosevelt Ave, Mount Morris, MI 48458 Property Records

Genesee County property record for 643 Roosevelt Ave, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1930
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on Record
Last Sale	$99,000 (Apr 2026)
Tax Bill	$826 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`57-01-576-074`

Property Details

APN / Parcel Number

Primary APN	`57-01-576-074`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	643 ROOSEVELT AVE
City	MOUNT MORRIS
State	MI
Zip	48458-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	LOT 96 BERKLEY PARK
Legal Subdivision	BERKLEY PARK
Legal Lot Number	96
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	1
Census Block	1034
Census Tract	12310

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11067 E MOUNT MORRIS RD, 38, DAVISON, MI 48423-9356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE HSNG DEV AUTH
Mar 29, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Deed Document Number	202624615
Prior Transfer Date	Feb 27, 2022
Prior Transfer Doc	0000018228
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Apr 21, 2026
Property Address	643 ROOSEVELT AVE, MOUNT MORRIS, MI 48458-1526
Document Number	0000024615
Instrument Date	Apr 7, 2026
Instrument	2026.24615
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$85,991.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024616,
Date	Apr 21, 2026
Instrument	2026.04.21.24616

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000024617,
Date	Apr 21, 2026
Instrument	2026.04.21.24617

Lender

Name	MICHIGAN STATE HSNG DEV AUTH

Agreement

Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Mar 29, 2022
Property Address	643 ROOSEVELT AVE, MOUNT MORRIS, MI 48458-1526
Document Number	0000018228
Map Reference	LB 9 PG 2
Instrument Date	Feb 27, 2022
Instrument	202203290018228
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	643 ROOSEVELT AVE, MOUNT MORRIS, MI 48458-1526

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,500 (+13.23%) Land $2,800 Building $53,700	$113,000 (+13.23%) Land $5,600 Building $107,400
2025	$826.00 (+2.48%) Homeowner's exemption	$49,900 (+16.59%)	$99,800 (+16.59%)
2024	$806.00 (+9.66%)
2023		$42,800	$85,600
2021	$735.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Spectrum, Verizon.

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