643 Riverfront Rd, Rogersville, AL 35652 Property Records

Lauderdale County property record for 643 Riverfront Rd, Rogersville, AL 35652

Property Summary

Property TypeSingle Family Home
Details1 ba · 960 sqft · built 1980
Lot Size1.14 acres (49,658 sqft)
OwnerCompany Name on File
Last Sale$50,000 (Sep 2018)
Tax Bill$711 (2025)
Deeds & MortgagesSep 2018 Mortgage
Apr 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-01-02-0-001-005-000

Property Details

APN / Parcel Number

Primary APN20-01-02-0-001-005-000
Alternative APNs
  • 085189
  • 85189
  • 411

Interior

Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Exterior MaterialBrick/Stone
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area49,658 sqft (1.14 acres)
Lot Dimensions625 ft deep x 125 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number85189
Street Address643 RIVERFRONT RD
CityROGERSVILLE
StateAL
Zip35652-5746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01
Legal Description125 X 625 IRR ANDERSON CREEK SD LOT 40 1.14 AC/C SEC 02 T3S R7W PB 3 PG 71
Legal Range07W
Legal Township03S
Legal Section02
Legal SubdivisionANDERSON CREEK
Legal Lot Number40
JurisdictionLAUDERDALE AL
Township / Civil DivisionROGERSVILLE
Census Block Group3
Census Block3027
Census Tract11802

Owner

643 Riverfront Rd is owned by a company that acquired it in June 2025 and is owner-occupied.

Source: Lauderdale County records, as of November 21, 2025

Owner of RecordCompany Name on File
Mailing Address643 RIVERFRONT RD, ROGERSVILLE, AL 35652-5746
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
BANK INDEPENDENT
Apr 2, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
NORTH ALABAMA MORTGAGE
Sep 19, 2018Warranty Deed, Transfer · Conventional Mortgage
BANK INDEPENDENT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2018 · Amount on File
Deed SaleSep 19, 2018 · Amount on File
Prior SaleApr 2, 2019
Deed Document Number2018/40509
Deed Book / Page2018 / 40509
Last Transfer DateJun 16, 2025
Transfer Doc2025/27745
Record UpdatedJun 8, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address643 RIVERFRONT RD, ROGERSVILLE, AL 35652-5746
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018/40511
DateSep 19, 2018
Book Page2018/40511
Lender
NameBANK INDEPENDENT
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 18, 2048
Interest
Rate TypeFixed Rate

April 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAUDERDALE AL
Recording DateApr 2, 2019
Property Address643 RIVERFRONT RD, ROGERSVILLE, AL 35652-5746
Document Number2019/12393
Book / Page2019 / 12393
Instrument DateMar 22, 2019
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address216 RIVERFRONT RD, ROGERSVILLE, AL 35652-5704

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 RIVERFRONT RD, ROGERSVILLE, AL 35652-5704

Mortgage

Document Number2019/12395
DateApr 2, 2019
Book Page2019/12395
Lender
NameNORTH ALABAMA MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2049
Interest
Rate TypeFixed Rate

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateSep 19, 2018
Property Address643 RIVERFRONT RD, ROGERSVILLE, AL 35652-5746
Document Number2018/40509
Book / Page2018 / 40509
Instrument DateSep 18, 2018
Transaction TypeTransfer
Record UpdatedMay 18, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3206 CUFFORD RD NW, 3206, HUNTSVILLE, AL 35810

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 RIVERFRONT RD, ROGERSVILLE, AL 35652-5704

Mortgage

Document Number2018/40511
DateSep 19, 2018
Book Page2018/40511
Lender
NameBANK INDEPENDENT
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 18, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 643 Riverfront Rd was $711, up 6.9% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$711.00 (+6.92%)$20,320 (+6.95%)$104,720 (+10.28%) Land $33,700 Building $71,020
2024$665.00 (+0.3%)$19,000 (+253.16%) Land $5,880 Building $13,120$94,960 (+8.4%) Land $29,400 Building $65,560
2023$663.00 (+32.34%) Homeowner's exemption$5,380 (-58.29%) Land $5,380$87,600 (+35.81%) Land $26,900 Building $60,700
2022$501.00 Homeowner's exemption$12,900$64,500 Land $23,800 Building $40,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 643 Riverfront Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Riverfront Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIMESTONE COUNTY WATER & SEWER AUTH.
serves 90,900 people · EPA ID AL0000833
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber
1,000 / 1,000
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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