Habersham County property record for 643 Riverbend Rd, Demorest, GA 30535
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,942 sqft · built 1981 |
| Lot Size | 2.46 acres (107,158 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,244 (2026) |
| Deeds & Mortgages | Mar 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 022 033 |
| Primary APN | 022 033 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,942 sqft Heated Area |
| Gross Area | 3,478 sqft |
| 1st Floor Area | 1,654 sqft |
| Basement Area | 1,536 sqft |
| Finished Basement | 960 sqft |
| Unfinished Basement | 576 sqft |
| Sunroom | Sunroom |
| Flooring | Parquet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 107,158 sqft (2.46 acres) |
| Lot Width | 169 ft Width |
| Garage Type | Unfinished |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Deck Area | 78 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 375577 |
|---|---|
| Street Address | 643 RIVERBEND RD |
| City | DEMOREST |
| State | GA |
| Zip | 30535-2328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 2-179 TAYLOR LOOP DB 1254-966 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CLARKESVILLE |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 201 |
643 Riverbend Rd is owned by an individual who acquired it in March 2021.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 601 RIVERBEND RD, DEMOREST, GA 30535-2328 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 25, 2021 |
| Transfer Doc | 001254/966 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Mar 25, 2021 |
| Property Address | 643 RIVERBEND RD, DEMOREST, GA 30535-2328 |
| Document Number | 001254/966 |
| Book / Page | 1254 / 966 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 2021-000680 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 601 RIVERBEND RD, DEMOREST, GA 30535-2328 |
The 2026 property tax bill for 643 Riverbend Rd was $3,244, down 3% from the year before.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,244.00 (-3.05%) | $142,336 (+2.73%) Land $29,400 Building $112,936 | $355,838 (+2.73%) Land $73,499 Building $282,339 |
| 2025 | $3,346.00 | $138,551 Land $27,476 Building $111,075 | $346,378 Land $68,691 Building $277,687 |
| 2023 | $2,486.00 (+13.93%) | $95,804 (+13.95%) Land $14,248 Building $81,556 | $239,510 (+13.95%) Land $35,620 Building $203,890 |
| 2022 | $2,182.00 | $84,076 Land $14,248 Building $69,828 | $210,190 Land $35,620 Building $174,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 643 Riverbend Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 643 Riverbend Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 79% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
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