Durham County property record for 643 Rippling Stream Rd, Durham, NC 27704
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,328 sqft · built 1973 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $104,000 (Aug 2011) |
| Tax Bill | $2,493 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2016 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 0824-96-6078 |
| Primary APN | 0824-96-6078 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,328 sqft Heated Area |
| 1st Floor Area | 1,428 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Ranch |
| Lot Area | 15,246 sqft (0.35 acres) |
| Porch | Porch |
| Porch Area | 100 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 082402966078 |
|---|---|
| Street Address | 643 RIPPLING STREAM RD |
| City | DURHAM |
| State | NC |
| Zip | 27704-1232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | OLD FARM/SEC:09/BLK:E/LT# 24 PL:000075-000002 |
| Legal Subdivision | OLD FRM #09 |
| Legal Block | E |
| Legal Lot Number | 24 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1708 |
Source: Durham County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 643 RIPPLING STREAM RD, DURHAM, NC 27704-1232 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 29, 2016 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2011 · Amount on Record |
| Deed Sale | Aug 22, 2011 · Amount on Record |
| Prior Sale | Jul 7, 2010 · Amount on Record |
| Deed Document Number | 0006784586 |
| Deed Book / Page | 6784 / 586 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 643 RIPPLING STREAM RD, DURHAM, NC 27704-1232 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0092710455 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 9271/455 |
| Instrument | 2021014134 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 643 RIPPLING STREAM RD, DURHAM, NC 27704-1232 |
| Document Number | 0081010443 |
| Book / Page | 008101 / 000443 |
| Instrument Date | Dec 29, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 643 RIPPLING STREAM RD DURHAM NC 277041232, DURHAM, NC 27704-1232 |
| Document Number | 0081010443 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 008101/000443 |
| Instrument | 119 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2047 |
Source: Durham County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,493.00 (+22.09%) | $251,510 (+61.34%) Land $64,969 Building $186,541 | $251,510 (+61.34%) Land $64,969 Building $186,541 |
| 2023 | $2,042.00 (+2.36%) | $155,892 Land $25,891 Building $130,001 | $155,892 Land $25,891 Building $130,001 |
| 2022 | $1,995.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 12 (1996–2025) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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