643 Ridgewood Rd, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 643 Ridgewood Rd, Oradell, NJ 07649

Property Summary

Property Type	Single Family Home
Details	1,863 sqft · built 1935
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on File
Last Sale	$589,000 (Sep 2022)
Tax Bill	$14,624 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-00212-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`44-00212-0000-00004`
Alternative APNs	`440021200004` `125900`

Interior

Stories	2 Stories
Building Area	1,863 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Ranch
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	125900
Street Address	643 RIDGEWOOD RD
City	ORADELL
State	NJ
Zip	07649-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	50X125
Legal Block	212
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	ORADELL
Census Block Group	2
Census Block	2000
Census Tract	40002

Owner

643 Ridgewood Rd is owned and occupied by two individuals who bought it in September 2022.

Source: Bergen County and Oradell Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	643 RIDGEWOOD RD, ORADELL, NJ 07649-2012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2022 · Amount on File
Deed Sale	Sep 29, 2022 · Amount on File
Deed Document Number	202295198
Deed Book / Page	4821 / 607
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 29, 2022
Property Address	643 RIDGEWOOD RD, ORADELL, NJ 07649-2012
Document Number	0048210607
Book / Page	4821 / 607
Instrument Date	Aug 22, 2022
Instrument	2022095198
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,346.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	256 RIVER RD, 256, JAY, NY 12941-2550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 RIDGEWOOD RD, ORADELL, NJ 07649-2012

Mortgage

Document Number	2022095199
Date	Sep 29, 2022
Instrument	2022095199

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 643 Ridgewood Rd was $14,624, up 6.7% from the year before.

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oradell Borough
Elementary School District	Oradell Borough School District (KG - 06)
Secondary School District	River Dell Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$664,200 (+4.24%) Land $360,000 Building $304,200	$664,200 (+4.24%) Land $360,000 Building $304,200
2025	$14,624.00 (+6.71%)	$637,200 Land $342,000 Building $295,200	$637,200 Land $342,000 Building $295,200
2024	$13,705.00
2023		$501,200 Land $240,200 Building $261,000	$501,200 Land $240,200 Building $261,000
2022	$12,551.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 Ridgewood Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 643 Ridgewood Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20