643 Ridge Trce, San Antonio, TX 78258 Property Records

Bexar County property record for 643 Ridge Trce, San Antonio, TX 78258

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,896 sqft · built 2006
Lot Size0.905 acres (39,410 sqft)
Owner2 Individual Names on Record
Last Sale$437,500 (Dec 2021)
Tax Bill$15,780 (2025)
Deeds & MortgagesFeb 2023 Second Mortgage
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN19219-006-0300

Property Details

APN / Parcel Number

Primary APN19219-006-0300
Alternative APN
  • 739046

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,896 sqft Living Area
Gross Area4,632 sqft
1st Floor Area2,203 sqft
2nd Floor Area1,693 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialCombination
Roof MaterialAsphalt
Lot Area39,410 sqft (0.905 acres)
Garage TypeAttached
Garage Area736 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area586 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address643 RIDGE TRCE
CitySAN ANTONIO
StateTX
Zip78258-6915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNCB 19219 BLK 6 LOT 30 THE RIDGE @ STONE OAK UT-1
Legal SubdivisionCONV A/S CODE
Legal Block6
Legal Lot Number30
JurisdictionBEXAR TX
Township / Civil DivisionSAN ANTONIO NORTH
Census Block Group2
Census Block2005
Census Tract191819

Owner

Source: Bexar County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address643 RIDGE TRCE, SAN ANTONIO, TX 78258-6915
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FROST BANK
Dec 16, 2021Vendor's Lien, Transfer · Conventional Mortgage
THRIVE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2021 · Amount on Record
Deed SaleDec 16, 2021 · Amount on Record
Prior SaleAug 9, 2011 · Amount on Record
Deed Document Number2021348772
Prior Transfer DateFeb 1, 2011
Prior Transfer Doc0000021730
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEXAR TX
Property Address643 RIDGE TRCE, SAN ANTONIO, TX 78258-6915
Transaction TypeMortgage
Record UpdatedFeb 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 RIDGE TRCE, SAN ANTONIO, TX 78258-6915

Mortgage

Document Number0000016405
DateFeb 2, 2023
Instrument20230016405
Lender
NameFROST BANK
TypeBank
AddressSAN ANTONIO, TX 78296
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

December 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBEXAR TX
Recording DateDec 16, 2021
Property Address643 RIDGE TRCE, SAN ANTONIO, TX 78258-6915
Document Number0000348772
Map ReferenceVOL 9549 PG 42
Instrument DateDec 10, 2021
Instrument20210348772
Transaction TypeTransfer
Record UpdatedDec 31, 2021
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 RIDGE TRCE, SAN ANTONIO, TX 78258-6915

Mortgage

Document Number0000348773
DateDec 16, 2021
Instrument20210348773
Lender
NameTHRIVE MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBexar County
MunicipalitySan Antonio City
Unified School DistrictNorth East Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,780.00 (-1.77%) Homeowner's exemption$840,320 (+11.3%) Land $196,260 Building $644,060$840,320 (+11.3%) Land $196,260 Building $644,060
2024$16,065.00 (+7.62%)
2023$14,927.00 (-10.01%) Homeowner's exemption$755,000 Land $196,260 Building $558,740$755,000 Land $196,260 Building $558,740
2022$16,587.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN ANTONIO WATER SYSTEM
serves 2,643,729 people · EPA ID TX0150018
Water SourcePurchased surface water from several systems
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: Hotwire Communications.

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