643 Reed Rd, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 643 Reed Rd, Jackson, NJ 08527

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,146 sqft · built 1991
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Sep 2023)
Tax Bill	$9,733 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-10305-0000-00050`

Property Details

APN / Parcel Number

Primary APN	`12-10305-0000-00050`
Alternative APNs	`12000050001000030002` `1200005010000302`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,146 sqft Living Area
Gross Area	2,874 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Detached
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	1200005010000302
Street Address	643 REED RD
City	JACKSON
State	NJ
Zip	08527-4735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	.92 AC
Legal Subdivision	MAJOR SUB
Legal Block	10305
Legal Lot Number	50
Jurisdiction	OCEAN NJ
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3023
Census Tract	717300

Owner

Source: Ocean County and Jackson Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1561 52ND ST, BROOKLYN, NY 11219-3910
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 7, 2023	Deed, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Sep 7, 2023	Deed, Transfer KINGS TITLE AGENCY LLC
Oct 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Dec 10, 2018	Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Prior Sale	Dec 10, 2018 · Amount on Record
Deed Document Number	202367455
Deed Book / Page	19478 / 1817
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	643 REED RD, JACKSON, NJ 08527-4735
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 50TH ST, BROOKLYN, NY 11204-1252

Mortgage

Document Number	0202061411
Date	Nov 24, 2025
Book Page	20206/1411
Instrument	2025093562

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Sep 7, 2023
Property Address	643 REED RD, JACKSON, NJ 08527-4735
Document Number	0194781817
Book / Page	19478 / 1817
Instrument Date	Jul 28, 2023
Instrument	2023067455
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	KINGS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,607.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	643 REED RD, JACKSON, NJ 08527-4735

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	643 REED RD, JACKSON, NJ 08527-4735

Mortgage

Document Number	2023067456
Date	Sep 7, 2023
Instrument	2023067456

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Sep 7, 2023
Property Address	643 REED RD, JACKSON, NJ 08527-4735
Document Number	0194781810
Book / Page	19478 / 1810
Instrument Date	Jun 27, 2023
Instrument	2023067454
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	KINGS TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	893 COLUMBUS DR, BRICK, NJ 08724-1079

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	643 REED RD, JACKSON, NJ 08527-4735

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	643 REED RD, JACKSON, NJ 08527-4735
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 REED RD, JACKSON, NJ 08527-4735

Mortgage

Document Number	0187091191
Date	Oct 5, 2021
Book Page	18709/1191
Instrument	2021143114

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Dec 1, 2048

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Dec 10, 2018
Property Address	643 REED RD, JACKSON, NJ 08527-4735
Document Number	0173240490
Book / Page	17324 / 0490
Map Reference	MAP I-2314
Instrument Date	Nov 26, 2018
Instrument	2018120473
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19571 N 259TH AVE, 19571, BUCKEYE, AZ 85396-7438

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	643 REED RD, JACKSON, NJ 08527-4735

Mortgage

Document Number	2018120474
Date	Dec 10, 2018
Instrument	2018120474

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Jackson Township
Unified School District	Jackson Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$672,200 (-) Land $203,500 Building $468,700	$672,200 (-) Land $203,500 Building $468,700
2025	$9,733.00 (-6.88%)	$672,200 (+71.83%) Land $203,500 Building $468,700	$672,200 (+71.83%) Land $203,500 Building $468,700
2024	$10,452.00 (+5.74%)
2023		$391,200 (-) Land $141,300 Building $249,900	$391,200 (-) Land $141,300 Building $249,900
2022	$9,885.00	$391,200 Land $141,300 Building $249,900	$391,200 Land $141,300 Building $249,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 79% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Reed Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures