643 Raywell Ave, Union Bridge, MD 21791 Property Records

Carroll County property record for 643 Raywell Ave, Union Bridge, MD 21791 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,456 sqft · built 2004
Lot Size	4.49 acres (195,584 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Dec 2003)
Tax Bill	$4,386 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-009382`

Property Details

APN / Parcel Number

Primary APN	`02-009382`
Alternative APNs	`2009382` `009382`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,456 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	195,584 sqft (4.49 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	320 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	009382
Street Address	643 RAYWELL AVE
City	UNION BRIDGE
State	MD
Zip	21791-9311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REM POR - 4.49 ACS 643 RAYWELL AVE 47-266 BARK HILL VIEW
Legal Subdivision	BARK HILL VIEW
Legal Lot Number	REM
Jurisdiction	CARROLL MD
Township / Civil Division	2, UNIONTOWN
Census Block Group	1
Census Block	1010
Census Tract	502000

Owner

Source: Carroll County records · APN 02-009382

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 311, UNION BRIDGE, MD 21791-0311
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 2003 · Amount on Record
Deed Sale	Dec 17, 2003 · Amount on Record
Prior Sale	Aug 06, 2002 · Amount on Record
Deed Document Number	20032837
Deed Book / Page	3785 / 417
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	643 RAYWELL AVE, UNION BRIDGE, MD 21791-9311
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090340111
Date	Jun 07, 2018
Book Page	9034/0111

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,000 (+38.53%) Land $152,400 Building $263,600	$416,000 (+38.53%) Land $152,400 Building $263,600
2025	$4,386.00 (+29.27%)
2023	$3,393.00	$300,300 Land $152,400 Building $147,900	$300,300 Land $152,400 Building $147,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135020001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jul 2018, rainfall accumulation

Wildfire

Wildfire Risk	Low above 5% of the US · above 11% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.