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643 Ramona Ave, Monterey, CA 93940 Property Records

Monterey County property record for 643 Ramona Ave, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,576 sqft · built 1950
Lot Size0.185 acres (8,075 sqft)
Owner2 Individual Names on Record
Last Sale$475,000 (Jan 2003)
Tax Bill$8,053 (2025)
Deeds & MortgagesFeb 2024 Transfer
Feb 2024 Transfer
Flood ZoneZone X (minimal risk)
APN013-161-033-000

Property Details

APN / Parcel Number

Primary APN013-161-033-000
Alternative APN
  • 013-161-033

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,576 sqft Living Area
1st Floor Area1,576 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleL-Shape
Construction TypeWood
Lot Area8,075 sqft (0.185 acres)
Garage Area430 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number013-161-033
Street Address643 RAMONA AVE
CityMONTEREY
StateCA
Zip93940-5427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVOL 21 PAR MAPS PG 74; PAR A 8,075 SQ FT; .18 AC APROX.
Legal SubdivisionMONTEREY CITY LANDS
Legal Tract1
Legal Block1
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1002
Census Tract13300

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address643 RAMONA AVE, MONTEREY, CA 93940-5427
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2024Transfer on Death Deed, Transfer
Feb 20, 2024Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2003 · Amount on Record
Deed SaleJan 10, 2003 · Amount on Record
Deed Document Number20033613
Last Transfer DateFeb 7, 2024
Transfer Doc0000005714
Record UpdatedSep 20, 2026

February 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMONTEREY CA
Recording DateFeb 20, 2024
Property Address643 RAMONA AVE, MONTEREY, CA 93940-5427
Document Number0000005715
Map ReferenceVOL 21 PG 74
Instrument DateFeb 7, 2024
Instrument2024005715
Transaction TypeTransfer
Record UpdatedMar 4, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 RAMONA AVE, MONTEREY, CA 93940-5427

February 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMONTEREY CA
Recording DateFeb 20, 2024
Property Address643 RAMONA AVE, MONTEREY, CA 93940-5427
Document Number0000005714
Map ReferenceVOL 21 PG 74
Instrument DateFeb 7, 2024
Instrument2024005714
Transaction TypeTransfer
Record UpdatedMar 4, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 RAMONA AVE, MONTEREY, CA 93940-5427

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$701,720 (+2%) Land $413,646 Building $288,074
2025$8,053.00 (+11.88%)$687,962 (+4.04%) Land $405,536 Building $282,426
2023$7,198.00 (+1.41%)$661,250 Land $389,790 Building $271,460
2022$7,098.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Razzolink
Fixed Wireless		500 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Verizon.

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