643 Queen Mountain Rd, Highlands, NC 28741 Property Records

Macon County property record for 643 Queen Mountain Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	4 bd · 7.5 ba · 2,108 sqft · built 1965
Lot Size	1.38 acres (60,113 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Aug 2017)
Tax Bill	$2,976 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7448557323`

Property Details

APN / Parcel Number

Primary APN	`7448557323`
Alternative APNs	`0501195` `140604`

Interior

Bedrooms	4 Beds
Full Baths	7.5 Baths
Half Baths	3 Half Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	2,108 sqft Heated Area
1st Floor Area	2,108 sqft
Basement Area	2,281 sqft
Finished Basement	2,281 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	60,113 sqft (1.38 acres)
Terrain	Rolling

Exterior Amenities

Porch	Patio
Porch Area	621 sqft
Deck Area	225 sqft
Patio Area	778 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	140604
Street Address	643 QUEEN MOUNTAIN RD
City	HIGHLANDS
State	NC
Zip	28741-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 6 QUEENS MTN
Legal Subdivision	QUEEN MOUNTAIN
Legal Lot Number	6
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2059
Census Tract	970502

Owner

643 Queen Mountain Rd is owned by an individual who bought it in August 2017.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	2906 YALE CT SE, ATLANTA, GA 30339-4247
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN FIRST BANK NA
Aug 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRAND MORTGAGE GROUP LLC
Aug 30, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2017 · Amount on File
Deed Sale	Aug 30, 2017 · Amount on File
Deed Document Number	20175844
Deed Book / Page	38 / 808
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	643 QUEEN MOUNTAIN RD, HIGHLANDS, NC 28741-9208
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000K41/97
Date	Nov 8, 2021
Book Page	K-41/97
Instrument	2021010585

Lender

Name	SOUTHERN FIRST BANK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	643 QUEEN MOUNTAIN RD, HIGHLANDS, NC 28741-9208
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D38/0822
Date	Aug 30, 2017
Book Page	D-38/0822
Instrument	2017005846

Lender

Name	BRAND MORTGAGE GROUP LLC
Type	Mortgage Company
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 30, 2017
Property Address	643 QUEEN MOUNTAIN RD, HIGHLANDS, NC 28741-9208
Document Number	00D38/0808
Book / Page	D-38 / 0808
Map Reference	PL CAB 1 SL 63
Instrument Date	Aug 29, 2017
Instrument	2017005844
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Amount	Amount on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3822 N STRATFORD RD NE, ATLANTA, GA 30342-4309

Tax Assessment & Valuation

The 2026 property tax bill for 643 Queen Mountain Rd was $2,976, up 3.4% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,976.00 (+3.41%)	$954,150 Land $232,530 Building $721,620	$954,150 Land $232,530 Building $721,620
2025	$2,878.00
2023	$2,866.00	$954,150 Land $232,530 Building $721,620	$954,150 Land $232,530 Building $721,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 Queen Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Queen Mountain Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber · DSL	7,000 / 7,000
Hotwire Communications Fiber	2,500 / 2,500
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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