Hampden County and Ludlow Town property record for 643 Poole St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,092 sqft · built 1951 |
| Lot Size | 3.9 acres (169,884 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,122 (2026) |
| Deeds & Mortgages | Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | M:041-11700 B:6 L:0 |
| Primary APN | M:041-11700 B:6 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,092 sqft Living Area |
| Gross Area | 4,128 sqft |
| Basement Area | 1,597 sqft |
| Unfinished Basement | 1,597 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 169,884 sqft (3.9 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 6707 |
|---|---|
| Street Address | 643 POOLE ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Block | 11700 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 810414 |
643 Poole St is owned by two individuals who acquired it in September 2021.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1094 CENTER ST, LUDLOW, MA 01056-1146 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 3, 2021 |
| Transfer Doc | 24151-364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Sep 29, 2021 |
| Property Address | 643 POOLE ST, LUDLOW, MA 01056-1650 |
| Document Number | 24151-364 |
| Book / Page | 24151 / 364 |
| Instrument Date | Sep 3, 2021 |
| Instrument | 68689 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 6911 HARTLAND AVE, HOUSTON, TX 77055-7610 |
The 2026 property tax bill for 643 Poole St was $5,122, up 2.3% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,122.00 (+2.26%) | $319,900 (+10.81%) Land $111,100 Building $208,800 | $359,539 (-4.5%) |
| 2025 | $5,009.00 (+3.66%) | $288,700 (+8.09%) Land $101,800 Building $186,900 | $376,485 (+2.14%) |
| 2024 | $4,832.00 (+6.43%) | $267,100 (+14.78%) Land $101,900 Building $165,200 | $368,600 |
| 2023 | $4,540.00 | $232,700 Land $84,600 Building $148,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 643 Poole St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1984–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 643 Poole St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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