Polk County property record for 643 Piper St, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,965 sqft · built 2020 |
| Lot Size | 0.313 acres (13,630 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Jun 2020) |
| Tax Bill | $4,736 (2025) |
| Deeds & Mortgages | Dec 2020 Loan Modification Jun 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08420-AA-06600 |
| Primary APN | 08420-AA-06600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,965 sqft Living Area |
| Gross Area | 2,729 sqft |
| 1st Floor Area | 1,965 sqft |
| Great Room | Great Room |
| Utility Room | Utility Room |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,630 sqft (0.313 acres) |
| Garage Area | 764 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 382748 |
|---|---|
| Street Address | 643 PIPER ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-9673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSA |
| Legal Description | INDEPENDENCE AIRPARK NO. 2 LOT 16 BLOCK 2 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 20 |
| Legal Subdivision | INDEPENDENCE AIRPARK NO. 2 |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20303 |
Source: Polk County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 643 PIPER ST, INDEPENDENCE, OR 97351-9673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 22, 2020 | Loan Modification, Mortgage GSF MTG |
| Jun 2, 2020 | Deed of Trust, Construction Loan · Line of Credit GSF MTG |
| Jun 2, 2020 | Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2020 · Amount on Record |
| Deed Sale | Jun 2, 2020 · Amount on Record |
| Deed Document Number | 20207328 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 643 PIPER ST, INDEPENDENCE, OR 97351-9673 |
| Document Number | 0000000231 |
| Instrument Date | Dec 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2021 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 643 PIPER ST INDEPENDENCE OR 973519673, INDEPENDENCE, OR 97351-9673 |
| Document Number | 0000000231 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 231 |
| Name | GSF MTG |
|---|---|
| Type | Mortgage Company |
| Address | BROOKFIELD, WI 53005 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 6, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Jun 2, 2020 |
| Property Address | 643 PIPER ST, INDEPENDENCE, OR 97351-9673 |
| Document Number | 0000007329 |
| Instrument Date | Jun 1, 2020 |
| Instrument | 7329 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 18, 2021 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 643 PIPER ST INDEPENDENCE OR 973519673, INDEPENDENCE, OR 97351-9673 |
| Document Number | 0000007329 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 7329 |
| Name | GSF MTG |
|---|---|
| Type | Mortgage Company |
| Address | BROOKFIELD, WI 53005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Jun 2, 2020 |
| Property Address | 643 PIPER ST, INDEPENDENCE, OR 97351-9673 |
| Document Number | 0000007328 |
| Instrument Date | May 21, 2020 |
| Instrument | 7328 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2020 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 643 PIPER ST INDEPENDENCE OR 973519673, INDEPENDENCE, OR 97351-9673 |
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,280 (+3%) Land $60,320 Building $206,960 | $547,420 (+4.7%) Land $160,000 Building $387,420 | |
| 2025 | $4,736.00 (+3.79%) | $259,500 (+3%) Land $58,560 Building $200,940 | $522,860 (+1.2%) Land $153,800 Building $369,060 |
| 2024 | $4,563.00 (-2.5%) | $251,950 (+3%) Land $56,860 Building $195,090 | $516,680 (+3.46%) Land $147,100 Building $369,580 |
| 2023 | $4,680.00 (+8.94%) | $244,620 (+3%) Land $55,200 Building $189,420 | $499,380 (+7.47%) Land $141,300 Building $358,080 |
| 2022 | $4,296.00 | $237,500 Land $53,590 Building $183,910 | $464,650 Land $149,300 Building $315,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1996) |
| Most Recent Claim | Feb 1996 · High Winds, Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures