643 Pine St, Chillicothe, OH 45601 Property Records

Ross County property record for 643 Pine St, Chillicothe, OH 45601

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,170 sqft · built 1949
Lot Size0.066 acres (2,879 sqft)
OwnerIndividual Name on Record
Last Sale$88,000 (Aug 2008)
Tax Bill$1,268 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Sep 2022 Transfer
Flood ZoneZone X (minimal risk)
APN30-52-26-057.000

Property Details

APN / Parcel Number

Primary APN30-52-26-057.000
Alternative APN
  • 522605

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,170 sqft Living Area
Gross Area1,560 sqft
1st Floor Area780 sqft
Basement Area780 sqft
Finished Basement390 sqft
Unfinished Basement390 sqft
FlooringWood
Interior WallsUnfinished

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialOther
Lot Area2,879 sqft (0.066 acres)
Lot Dimensions72 ft deep x 40 ft wide
PorchOpen Porch
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number522605
Street Address643 PINE ST
CityCHILLICOTHE
StateOH
Zip45601-1251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description643 PINE ST RES WE IMP 11 40X72 52-26 -57 0260/2205
Legal SubdivisionCHILLICOTHE
Legal Lot Number11
JurisdictionROSS OH
Township / Civil DivisionSCIOTO
Census Block Group3
Census Block3022
Census Tract956000

Owner

Source: Ross County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address643 PINE ST, CHILLICOTHE, OH 45601-1251
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · Line of Credit
HOMELAND CU INC
Sep 12, 2022Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2008 · Amount on Record
Deed SaleAug 29, 2008 · Amount on Record
Deed Document Number20087263
Deed Book / Page368 / 2611
Last Transfer DateApr 13, 2015
Transfer Doc0004720676
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSS OH
Property Address643 PINE ST, CHILLICOTHE, OH 45601-1251
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 PINE ST, CHILLICOTHE, OH 45601-1251

Mortgage

Document Number0005553811
DateOct 27, 2021
Book Page555/3811
Instrument202100009765
Lender
NameHOMELAND CU INC
TypeCredit Union
AddressCHILLICOTHE, OH 45601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 26, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionROSS OH
Recording DateSep 12, 2022
Property Address643 PINE ST, CHILLICOTHE, OH 45601-1251
Document Number0005632559
Book / Page563 / 2559
Map ReferenceVOL 3 PG 1&2
Instrument DateSep 7, 2022
Instrument202200007068
Transaction TypeTransfer
Record UpdatedJun 16, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address643 PINE ST, CHILLICOTHE, OH 45601-1251

Tax Assessment & Valuation

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyRoss County
County SubdivisionScioto Township
MunicipalityChillicothe City
Unified School DistrictChillicothe City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,268.00 (+47.44%)$45,280 (+44.2%) Land $5,980 Building $39,300$129,370 (+44.21%) Land $17,080 Building $112,290
2024$860.00 (-4.44%)$31,400 (-) Land $4,280 Building $27,120$89,710 (-) Land $12,230 Building $77,480
2023$900.00 (-1.96%) Homeowner's exemption Senior Citizen's exemption$31,400 (-) Land $4,280 Building $27,120
2022$918.00 Homeowner's exemption Senior Citizen's exemption$31,400 Land $4,280 Building $27,120$89,710 Land $12,230 Building $77,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHILLICOTHE CITY PWS
serves 21,725 people · EPA ID OH7100112
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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