643 Picasso Ter, Sunnyvale, CA 94087 Property Records

Santa Clara County property record for 643 Picasso Ter, Sunnyvale, CA 94087

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,393 sqft · built 1974
Lot Size	0.039 acres (1,680 sqft)
Owner	Individual Name on File
Last Sale	$1,375,000 (Oct 2018)
Tax Bill	$15,759 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`211-40-014`

Property Details

APN / Parcel Number

Primary APN	`211-40-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,393 sqft Living Area
1st Floor Area	884 sqft
2nd Floor Area	509 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	1,680 sqft (0.039 acres)
Lot Dimensions	40 ft deep x 42 ft wide
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	643 PICASSO TER
City	SUNNYVALE
State	CA
Zip	94087-2864
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R0
Legal Description	TRACT 5079 SUNSET OAKS BOOK 324 PAGE 21 PAGE 23 LOT 183
Legal Subdivision	SUNSET OAKS
Legal Tract	5079
Legal Lot Number	183
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3000
Census Tract	508503

Owner

643 Picasso Ter, a condominium, is owned and occupied by an individual who bought it in October 2018.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	643 PICASSO TER, SUNNYVALE, CA 94087-2864
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 8, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Oct 15, 2018	Grant Deed, Transfer · ARM WELLS FARGO BANK NA
Jul 13, 2018	Affidavit of Death, Transfer CORNERSTONE TITLE COMPANY
Jul 13, 2018	Grant Deed, Transfer · Construction Mortgage BUDGET MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2018 · Amount on File
Deed Sale	Oct 15, 2018 · Amount on File
Prior Sale	Jul 13, 2018 · Amount on File
Deed Document Number	201824042475
Prior Transfer Date	Aug 23, 2006
Prior Transfer Doc	0019085462
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	643 PICASSO TER, SUNNYVALE, CA 94087-2864
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024431545
Date	Mar 17, 2020
Instrument	24431545

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	643 PICASSO TER, SUNNYVALE, CA 94087-2864
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 PICASSO TER, SUNNYVALE, CA 94087-2864

Mortgage

Document Number	0024783316
Date	Jan 12, 2021
Instrument	24783316

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	643 PICASSO TER, SUNNYVALE, CA 94087-2864
Document Number	0024118260
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 PICASSO TER SUNNYVALE CA 940872864, SUNNYVALE, CA 94087-2864

Mortgage

Document Number	0024118260
Date	Feb 19, 2019
Instrument	24118260

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 15, 2018
Property Address	643 PICASSO TER, SUNNYVALE, CA 94087-2864
Document Number	0024042475
Map Reference	MB324 PG21-23
Instrument Date	Oct 8, 2018
Instrument	24042475
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CORNERSTONE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1495 DON AVE APT 145, 145, SANTA CLARA, CA 95050-3743

Mortgage

Document Number	0024042476
Date	Oct 15, 2018
Instrument	24042476

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 13, 2018
Property Address	643 PICASSO TER, SUNNYVALE, CA 94087-2864
Document Number	0023975669
Instrument Date	Jul 12, 2018
Instrument	23975669
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	CORNERSTONE TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	670 RIVIERA DR HOLLISTER CA 950237138, HOLLISTER, CA 95023-7138

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 13, 2018
Property Address	643 PICASSO TER, SUNNYVALE, CA 94087-2864
Document Number	0023975670
Instrument Date	Jul 11, 2018
Instrument	23975670
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,194.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4881 POPEJOY CT SAN JOSE CA 951182269, SAN JOSE, CA 95118-2269
Investor	Possibly a Property Investor

Mortgage

Document Number	23975671
Date	Jul 13, 2018
Instrument	23975671

Lender

Name	BUDGET MORTGAGE CORP
Type	Bank
Address	LOS ANGELES, CA 90025-7012

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 12, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 643 Picasso Ter was $15,759 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Sunnyvale City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,225,000 (-9.26%) Land $612,500 Building $612,500
2025	$15,759.00 Homeowner's exemption	$1,350,000 Land $675,000 Building $675,000
2023	$13,848.00 (-19.35%) Homeowner's exemption	$1,180,000 Land $590,000 Building $590,000
2022	$17,170.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 643 Picasso Ter in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 643 Picasso Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUNNYVALE serves 157,566 people · EPA ID CA4310014
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	63 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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