643 Pheasant Trl, Saint Charles, IL 60174 Property Records

DuPage County property record for 643 Pheasant Trl, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,858 sqft · built 1999
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Jul 2019)
Tax Bill	$5,543 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-30-103-064`

Property Details

APN / Parcel Number

Primary APN	`01-30-103-064`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,858 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	643 PHEASANT TRL
City	SAINT CHARLES
State	IL
Zip	60174-8849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	PHEASANT RUN TRAILS PHASE 2 ALL
Legal Subdivision	PHEASANT RUN TRAILS PHASE 2
Legal Phase	2
Legal Lot Number	54
Jurisdiction	DU PAGE IL
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1042
Census Tract	841313

Owner

643 Pheasant Trl is owned and occupied by two individuals who bought it in July 2019.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	643 PHEASANT TRL, SAINT CHARLES, IL 60174-8849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2019 · Amount on File
Deed Sale	Jul 17, 2019 · Amount on File
Prior Sale	Sep 29, 2004 · Amount on File
Deed Document Number	201958569
Prior Transfer Date	Dec 4, 2006
Prior Transfer Doc	0000248064
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 17, 2019
Property Address	643 PHEASANT TRL, ST CHARLES, IL 60174-8849
Document Number	0000058569
Instrument Date	Jul 5, 2019
Instrument	58569
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	643 PHEASANT TRL ST CHARLES IL 601748849, ST CHARLES, IL 60174-8849

Mortgage

Document Number	58570
Date	Jul 17, 2019
Instrument	58570

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567-3930

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 643 Pheasant Trl was $5,543 with a veteran's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Wayne Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,543.00	$96,242 Land $21,410 Building $74,832	$288,726 Land $64,230 Building $224,496
2022	$5,009.00 Homeowner's exemption Senior Citizen's exemption	$74,660 Land $16,610 Building $58,050	$223,980 Land $49,830 Building $174,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 643 Pheasant Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Pheasant Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CHICAGO serves 25,166 people · EPA ID IL0430900
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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