643 Park Cir, Bradenton, FL 34207 Property Records

Manatee County property record for 643 Park Cir, Bradenton, FL 34207

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,044 sqft · built 1973
Lot Size	8.25 acres (359,770 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Sep 2025)
Tax Bill	$2,092 (2025)
Deeds & Mortgages	Sep 2025 Sale Sep 2025 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`53441-1225-4`

Property Details

APN / Parcel Number

Primary APN	`53441-1225-4`
Alternative APN	`3517115344112254`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,044 sqft Living Area
Gross Area	1,372 sqft
1st Floor Area	1,044 sqft
Basement Area	126 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	359,770 sqft
View / Lot	Interior Unit
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	643 PARK CIR
City	BRADENTON
State	FL
Zip	34207-2165
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF-9 MULT
Legal Description	UNIT 43 PARK ACRES ESTATES SEC 1, SECOND AMENDMENT CONDOMINIUM PI#53441.1225/4
Legal Range	17E
Legal Township	35S
Legal Section	11
Legal Subdivision	PARK ACRES ESTATES SECTION I
Legal Tract	05344101
Legal Lot Number	43
Legal Unit	43
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1006
Census Tract	201

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	643 PARK CIR, BRADENTON, FL 34207-2165
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 30, 2025	Warranty Deed, Transfer SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY
Sep 2, 2020	Warranty Deed, Transfer · Conventional with PMI SUNCOAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Sep 28, 2023 · Amount on Record
Deed Document Number	2025120156
Prior Transfer Date	Feb 12, 2003
Prior Transfer Doc	1803007057
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 30, 2025
Property Address	643 PARK CIR, BRADENTON, FL 34207-2165
Document Number	0041120156
Map Reference	MB 516 PG 151-183
Instrument Date	Sep 30, 2025
Instrument	202541120156
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4810 MINEOLA ST, BRADENTON, FL 34207-2005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 PARK CIR, BRADENTON, FL 34207-2165

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 30, 2025
Property Address	643 PARK CIR, BRADENTON, FL 34207-2165
Document Number	0041120153
Map Reference	MB 516 PG 151-183
Instrument Date	Sep 7, 2025
Instrument	202541120153
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3921 ISLE VISTA AVE, BELLE ISLE, FL 32812-2219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 MOUNT VERNON DR, BRADENTON, FL 34210-2034

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 2, 2020
Property Address	643 PARK CIR, BRADENTON, FL 34207-2165
Document Number	0041093137
Instrument Date	Aug 24, 2020
Instrument	41093137
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	WR TITLE SERVICES LLC, WR TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 PARK CIR #43 BRADENTON FL 342072165, 43, BRADENTON, FL 34207-2165

Mortgage

Document Number	41093138
Date	Sep 2, 2020
Instrument	41093138

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,874 (-19.78%) Building $98,874	$98,874 (-19.78%) Building $98,874
2025	$2,092.00 (+302.31%)	$123,250 (+193.54%) Building $123,250	$123,250 (-17.61%) Building $123,250
2024	$520.00 (-33.42%) Homeowner's exemption	$41,988 (-47.23%)	$149,600 (+5.39%) Building $149,600
2023	$781.00 (+6.11%) Homeowner's exemption	$79,568 (+3%)	$141,950 (+21.79%) Building $141,950
2022	$736.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$77,250	$116,550 Building $116,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 130 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	245 units insured incl. 115 condo units
Nearby Flood Claims	9 (1992–2024)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Hermine, Sep 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,041 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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