643 Oyster Dr, Myrtle Beach, SC 29588 Property Records

Horry County property record for 643 Oyster Dr, Myrtle Beach, SC 29588

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,069 sqft · built 2022
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$409,325 (Dec 2022)
Tax Bill$1,604 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN448-10-01-0049

Property Details

APN / Parcel Number

Primary APN448-10-01-0049

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,069 sqft Living Area

Exterior

Year BuiltBuilt 2022
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Garage TypeAttached
Garage Area440 sqft
PorchOpen Porch
Porch Area168 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

CityMYRTLE BEACH
StateSC
Zip29588
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSURFSIDE PLANTATION PH 3C; LOT 119
Legal SubdivisionSURFSIDE PLANTATION PH 3C
Legal Lot Number119
JurisdictionHORRY SC
Township / Civil DivisionMYRTLE BEACH
Census Block Group2
Census Block2001
Census Tract51607

Owner

643 Oyster Dr is owned by an individual who bought it in December 2022.

Source: Horry County records, as of February 5, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address643 OYSTER DR, MYRTLE BEACH, SC 29588-8062
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2022 · Amount on File
Deed SaleDec 21, 2022 · Amount on File
Deed Document Number0046262101
Deed Book / Page4626 / 2101
Record UpdatedJun 8, 2026

December 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHORRY SC
Recording DateDec 21, 2022
Property AddressMYRTLE BEACH, SC 29588
Document Number0046262101
Book / Page4626 / 2101
Instrument DateDec 15, 2022
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 OYSTER DR, MYRTLE BEACH, SC 29588-8062

Mortgage

Document Number0066322483
DateDec 21, 2022
Instrument6632/2483
Lender
NameAMERICAN SECURITY
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 643 Oyster Dr was $1,604.

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyHorry County
Unified School DistrictHorry County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,604.00
2024$1,604.00 (-3.2%)$16,495 Land $5,290 Building $11,205$412,353 Land $132,250 Building $280,103
2023$1,657.00 (+92.23%)
2022$862.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 643 Oyster Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 171 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies171 in force
Nearby Flood Claims4 (2015–2024)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Oyster Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 42% of South Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAND STRAND W&SA/BULL CREEK
serves 252,840 people · EPA ID SC2620004
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
HTC
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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