Bergen County and Oradell Borough property record for 643 Orchard St, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 1,928 sqft · built 1926 |
| Lot Size | 0.143 acres (6,220 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $14,658 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00403-0000-00013 |
| Primary APN | 44-00403-0000-00013 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,928 sqft Living Area |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 6,220 sqft (0.143 acres) |
| Lot Dimensions | 102 ft deep x 61 ft wide |
| Account Number | 196100 |
|---|---|
| Street Address | 643 ORCHARD ST |
| City | ORADELL |
| State | NJ |
| Zip | 07649-1435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 61X102 |
| Legal Block | 403 |
| Legal Lot Number | 13 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 40001 |
643 Orchard St is owned and occupied by two individuals.
Source: Bergen County and Oradell Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 643 ORCHARD ST, ORADELL, NJ 07649-1435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 643 Orchard St was $14,658, up 8.1% from the year before.
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $668,600 (+4.68%) Land $394,500 Building $274,100 | $668,600 (+4.68%) Land $394,500 Building $274,100 | |
| 2025 | $14,658.00 (+8.11%) | $638,700 Land $372,600 Building $266,100 | $638,700 Land $372,600 Building $266,100 |
| 2024 | $13,558.00 | ||
| 2023 | $495,900 Land $260,700 Building $235,200 | $495,900 Land $260,700 Building $235,200 | |
| 2022 | $12,682.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 643 Orchard St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1979–2021) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 643 Orchard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures