643 Olive St, Watertown, NY 13601 Property Records

Jefferson County and Watertown City property record for 643 Olive St, Watertown, NY 13601

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,022 sqft · built 1890
Lot Size0.105 acres (4,600 sqft)
Owner2 Individual Names on File
Tax Bill$1,305 (2026)
APN221800 6-07-210.000

Property Details

APN / Parcel Number

Primary APN221800 6-07-210.000
Alternative APNs
  • 180000600000072100000000
  • 15087660

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,022 sqft Total Area
1st Floor Area1,011 sqft
2nd Floor Area1,011 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,600 sqft (0.105 acres)
Lot Dimensions92 ft deep x 50 ft wide
Garage TypeDetached
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area278 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number15087660
Street Address643 OLIVE ST
CityWATERTOWN
StateNY
Zip13601-2811
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR
Legal Description50X92 607210
Legal Block7
Legal Lot Number210.000
JurisdictionJEFFERSON NY
Township / Civil DivisionWATERTOWN
Census Block Group3
Census Block3008
Census Tract62100

Owner

643 Olive St, a duplex, is owned and occupied by two individuals.

Source: Jefferson County and Watertown City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address643 OLIVE ST, WATERTOWN, NY 13601-2811
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 643 Olive St was $1,305, up 3.9% from the year before.

Source: Jefferson County and Watertown City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyJefferson County
MunicipalityWatertown City
Unified School DistrictWatertown City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,305.00 (+3.9%)
2025$1,256.00$68,700 Land $5,700 Building $63,000$94,100 Land $7,807 Building $86,293
2023$68,700 Land $5,700 Building $63,000$82,800 Land $6,870 Building $75,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 643 Olive St.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Olive St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERTOWN CITY
serves 27,861 people · EPA ID NY2202346
Water SourceSurface water
Last State InspectionSep 2022
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2025
Total trihalomethanes
not recorded as resolved · Jan 2022
Haloacetic acids
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Westelcom Networks.

Nearby Properties on Olive St

Nearby Streets

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