643 Ocean Dr, Avalon, NJ 08202 Property Records

Cape May County and Avalon Borough property record for 643 Ocean Dr, Avalon, NJ 08202

Property Summary

Property Type	Single Family Home
Details	2,172 sqft · built 1970
Lot Size	0.168 acres (7,309 sqft)
Owner	Individual on Record
Last Sale	$232,500 (Apr 1994)
Tax Bill	$7,016 (2024)
Deeds & Mortgages	Aug 2018 Line of Credit Apr 2018 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`01-00005-11-00009`

Property Details

APN / Parcel Number

Primary APN	`01-00005-11-00009`
Alternative APN	`0100005001100009`

Interior

Stories	2 Stories
Building Area	2,172 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	7,309 sqft (0.168 acres)
Lot Dimensions	126 ft deep x 58 ft wide

Location & Zoning

Street Address	643 OCEAN DR
City	AVALON
State	NJ
Zip	08202-2535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Block	5.11
Legal Lot Number	9
Jurisdiction	CAPE MAY NJ
Township / Civil Division	AVALON
Census Block Group	1
Census Block	1001
Census Tract	20902

Owner

Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	643 OCEAN DR, AVALON, NJ 08202-2535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA
Apr 12, 2018	Deed of Trust, Mortgage CITIZENS BK NA
Dec 6, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA
Oct 6, 2017	Grant Deed, Transfer ATTORNEY ONLY
Feb 22, 2017	Quit Claim Deed, Transfer OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 1994 · Amount on Record
Deed Sale	Apr 26, 1994 · Amount on Record
Deed Book / Page	2461 / 280
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	643 OCEAN DR, AVALON, NJ 08202-2535
Document Number	0059970642
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 OCEAN DR AVALON NJ 082022535, AVALON, NJ 08202-2535

Mortgage

Document Number	0059970642
Date	Aug 28, 2018
Book Page	005997/000642
Instrument	66441

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 27, 2043

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	643 OCEAN DR, AVALON, NJ 08202-2535
Document Number	0059620172
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	May 2, 2018
Title Company	CITY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 OCEAN DR AVALON NJ 082022535, AVALON, NJ 08202-2535

Mortgage

Document Number	0059620172
Date	Apr 19, 2018
Book Page	005962/000172
Instrument	52355

Lender

Name	CITIZENS BK NA
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903-1344

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	643 OCEAN DR, AVALON, NJ 08202-2535
Document Number	0059310849
Book / Page	005931 / 000849
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 22, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 OCEAN DR AVALON NJ 082022535, AVALON, NJ 08202-2535

Mortgage

Document Number	0059310849
Date	Dec 28, 2017
Book Page	005931/000849
Instrument	40392

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 27, 2042

Interest

Rate Type	Adjustable Rate

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Oct 6, 2017
Property Address	643 OCEAN DR, AVALON, NJ 08202-2535
Document Number	0037540958
Book / Page	003754 / 000958
Instrument Date	Oct 5, 2017
Instrument	30875
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 OCEAN DR AVALON NJ 082022535, AVALON, NJ 08202-2535

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Feb 22, 2017
Property Address	643 OCEAN DR, AVALON, NJ 08202-2535
Document Number	0037170585
Book / Page	003717 / 000585
Instrument Date	Feb 14, 2017
Instrument	5094
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	240 MALL BLVD #401 KING OF PRUSSIA PA 194062902, 401, KING OF PRUSSIA, PA 19406-2902

Mortgage

Document Number	58430925
Date	Feb 22, 2017
Book Page	005843/000925
Instrument	5095

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	HOBOKEN, NJ 07030

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Avalon Borough
Unified School District	Avalon Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,142,800 (-) Land $950,600 Building $192,200	$1,142,800 (-) Land $950,600 Building $192,200
2025		$1,142,800 (-) Land $950,600 Building $192,200	$1,142,800 (-) Land $950,600 Building $192,200
2024	$7,016.00 (+8.09%)
2023		$1,142,800 Land $950,600 Building $192,200	$1,142,800 Land $950,600 Building $192,200
2022	$6,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 839 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,072 units insured incl. 233 condo units
Nearby Flood Claims	778 (1979–2018)
Claims Outside the SFHA	11 of 778
Most Recent Claim	Oct 2018 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 191 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 66 claims Hurricane Gloria, Sep 1985 · 133 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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