Campbell County property record for 643 Oak St, Newport, KY 41071
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 820 sqft · built 1926 |
| Lot Size | 0.079 acres (3,450 sqft) |
| Owner | Individual Name on File |
| Last Sale | $78,000 (Jun 2001) |
| Tax Bill | $466 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-01-983.00 |
| Primary APN | 999-99-01-983.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 820 sqft Living Area |
| Year Built | Built 1926 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,450 sqft (0.079 acres) |
| Lot Dimensions | 115 ft deep x 30 ft wide |
| Terrain | Combination |
| Garage Type | Basement |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999901983.00 |
|---|---|
| Street Address | 643 OAK ST |
| City | NEWPORT |
| State | KY |
| Zip | 41071-2051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 SPINKS 30 X 115 |
| Legal Subdivision | SPINKS |
| Legal Lot Number | 15 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 50400 |
643 Oak St is owned and occupied by an individual who bought it in June 2001.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 643 OAK ST, NEWPORT, KY 41071-2051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2001 · Amount on File |
| Deed Sale | Jun 26, 2001 · Amount on File |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 643 Oak St was $466 with a homeowner's exemption.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Newport City |
| Unified School District | Newport Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $466.00 Homeowner's exemption | $175,500 Land $35,000 Building $140,500 | $175,500 Land $35,000 Building $140,500 |
| 2023 | $257.00 (-10.45%) Homeowner's exemption | $111,500 (-) Land $6,000 Building $105,500 | $111,500 (-) Land $6,000 Building $105,500 |
| 2022 | $287.00 Homeowner's exemption | $111,500 Land $6,000 Building $105,500 | $111,500 Land $6,000 Building $105,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 643 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 643 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,049 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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