Shelby County property record for 643 Oak Ridge Dr, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,584 sqft · built 1976 |
| Lot Size | 1.47 acres (64,395 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (May 2015) |
| Tax Bill | $4,243 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-1918304.012 |
| Primary APN | 15-1918304.012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 4,584 sqft Living Area |
| 1st Floor Area | 2,313 sqft |
| Basement Area | 2,271 sqft |
| Finished Basement | 2,271 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Tri-Level |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 64,395 sqft (1.47 acres) |
| Lot Dimensions | 477 ft deep x 135 ft wide |
| Terrain | Rolling |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 175 sqft |
| Patio Area | 492 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 643 OAK RIDGE DR |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-8432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R07 T01 S18 LOT 6 OAK RIDGE SUBDIVISION BEING PT OF SW QR 120-19-18-304-012PLAT V13 P330 |
| Legal Subdivision | OAK RIDGE SUBDIVISION |
| Legal Lot Number | 6 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 972100 |
643 Oak Ridge Dr is owned and occupied by an individual who bought it in May 2015.
Source: Shelby County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 643 OAK RIDGE DR, SIDNEY, OH 45365-8432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2015 · Amount on File |
| Deed Sale | May 21, 2015 · Amount on File |
| Prior Sale | Jan 19, 1999 · Amount on File |
| Deed Document Number | 20152309 |
| Deed Book / Page | 1991 / 586 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 643 OAK RIDGE DR, SIDNEY, OH 45365-8432 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 02315/5889 |
|---|---|
| Date | Aug 17, 2023 |
| Book Page | 2315/5889 |
| Instrument | 202303555 |
| Name | CEFCU |
|---|---|
| Type | Credit Union |
| Address | PEORIA, IL 61607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 643 Oak Ridge Dr was $4,243 with a homeowner's exemption, down 6.1% from the year before.
Source: Shelby County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Franklin Township |
| Unified School District | Sidney City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,243.00 (-6.09%) | $132,110 (-) Land $17,950 Building $114,160 | |
| 2024 | $4,518.00 (-1.87%) Homeowner's exemption | $132,110 (+0.43%) Land $17,950 Building $114,160 | |
| 2023 | $4,604.00 (+26.55%) Homeowner's exemption | $131,540 (+44.04%) Land $17,950 Building $113,590 | $377,460 Land $51,290 Building $326,170 |
| 2022 | $3,638.00 Homeowner's exemption | $91,320 Land $15,500 Building $75,820 | |
| 2020 | $260,920 Land $44,280 Building $216,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 643 Oak Ridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 643 Oak Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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