643 NW 77th St, Seattle, WA 98117 Property Records

King County property record for 643 NW 77th St, Seattle, WA 98117

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,150 sqft · built 1999
Lot Size0.118 acres (5,150 sqft)
Owner2 Trust Names on File
Last Sale$1,490,000 (Jul 2025)
Tax Bill$12,885 (2026)
Deeds & MortgagesJul 2025 Sale & Mortgage
Apr 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN751900-2085

Property Details

APN / Parcel Number

Primary APN751900-2085
Alternative APN
  • 751900208503

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,150 sqft Living Area
Gross Area2,840 sqft
1st Floor Area1,050 sqft
2nd Floor Area1,100 sqft
Basement Area250 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area5,150 sqft (0.118 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area130 sqft
Deck Area150 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number751900208503
Street Address643 NW 77TH ST
CitySEATTLE
StateWA
Zip98117-4047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR3
Legal DescriptionSALMON BAY 2ND ADD
Legal Range03
Legal Township25
Legal Section01
Legal SubdivisionSALMON BAY 2ND ADD
Legal Block9
Legal Lot Number31-32
JurisdictionKING WA
Township / Civil DivisionSEATTLE
Census Block Group3
Census Block3006
Census Tract2900

Owner

643 NW 77th St is owner-occupied and held in a trust since July 2025.

Source: King County records, as of July 7, 2026

Owner of Record2 Trust Names on File
Mailing Address643 NW 77TH ST, SEATTLE, WA 98117-4047
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2025Warranty Deed, Transfer · Conventional Mortgage
STAR ONE CU
Apr 12, 2023Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Mar 20, 2020Quit Claim Deed, Transfer
KEYBANK USA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2025 · Amount on File
Deed SaleJul 11, 2025 · Amount on File
Prior SaleMar 12, 2002 · Amount on File
Deed Document Number20251356
Prior Transfer DateMar 13, 2020
Prior Transfer Doc0000000843
Record UpdatedOct 29, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKING WA
Recording DateJul 11, 2025
Property Address643 NW 77TH ST, SEATTLE, WA 98117-4047
Document Number0000001356
Map ReferenceVOL 4 PG 47
Instrument DateJul 10, 2025
Instrument20250711001356
Transaction TypeTransfer
Record UpdatedDec 25, 2025
Title CompanyFIRST AMER TITLE INS COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$25,582.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address643 NW 77TH ST, SEATTLE, WA 98117-4047

Mortgage

Document Number0000001357
DateJul 11, 2025
Instrument20250711001357
Lender
NameSTAR ONE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateAug 1, 2028
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change7.75%
Max Rate10.7%

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address643 NW 77TH ST, SEATTLE, WA 98117-4047
Transaction TypeMortgage
Record UpdatedApr 24, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 NW 77TH ST, SEATTLE, WA 98117-4047

Mortgage

Document Number0000000058
DateApr 12, 2023
Instrument20230412000058
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 3, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKING WA
Recording DateMar 20, 2020
Property Address643 NW 77TH ST, SEATTLE, WA 98117-4047
Document Number0000000843
Instrument DateMar 13, 2020
Instrument202003200843
Transaction TypeTransfer
Record UpdatedApr 20, 2020
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address643 NW 77TH ST SEATTLE WA 981174047, SEATTLE, WA 98117-4047

Mortgage

Document Number844
DateMar 20, 2020
Instrument202003200844
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAND, OH 44114-1306
Agreement
AmountAmount on Record
Term360 Months
DueMar 19, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 643 NW 77th St was $12,885, up 6.7% from the year before.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKing County
MunicipalitySeattle City
Unified School DistrictSeattle Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,885.00 (+6.72%)
2025$12,074.00$1,227,000 (-0.89%) Land $714,000 Building $513,000$1,227,000 (-0.89%) Land $714,000 Building $513,000
2024$12,074.00$1,238,000 Land $631,000 Building $607,000$1,238,000 Land $631,000 Building $607,000
2022$10,666.00$1,229,000 Land $547,000 Building $682,000$1,229,000 Land $547,000 Building $682,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 NW 77th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 643 NW 77th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEATTLE PUBLIC UTILITIES
serves 1,161,961 people · EPA ID WA5377050
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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