643 NW 20th St, Miami, FL 33127 Property Records

Miami-Dade County property record for 643 NW 20th St, Miami, FL 33127

Property Summary

Property Type	Restaurant
Details	1,560 sqft · built 1968
Lot Size	0.143 acres (6,225 sqft)
Owner	Company Name on Record
Last Sale	$1,200,000 (Jun 2023)
Tax Bill	$10,490 (2025)
Deeds & Mortgages	Sep 2023 Sale Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-3125-035-2500`

Property Details

APN / Parcel Number

Primary APN	`01-3125-035-2500`

Interior

Stories	1 Story
Building Area	1,560 sqft Gross Area
1st Floor Area	1,560 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Roof Type	Sawtooth
Roof Material	Built-Up Asphalt
Lot Area	6,225 sqft (0.143 acres)
Gazebo	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	643 NW 20TH ST
City	MIAMI
State	FL
Zip	33127-4615
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	7000
Legal Description	NORTH WEST 7TH AVE ADDN PB 7-36 W1/2 OF LOT C & ALL LOTS D & E LESS S10FT THEREOF FOR R/W & ALL LOT 20BLK 15 LOT SIZEIRREGULAR OR 20831-3186 1102 4
Legal Range	41E
Legal Township	53S
Legal Section	25
Legal Subdivision	NORTH WEST 7TH AVE ADDN
Legal Block	3
Legal Lot Number	C,D,E
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3003
Census Tract	3100

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	643 NW 20TH ST, MIAMI, FL 33127-4615
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Warranty Deed, Transfer FORTUNA TITLE INSURANCE AGENCY INC, FORTUNA TITLE INS AGCY INC
Jun 7, 2023	Warranty Deed, Transfer FORTUNA TITLE INSURANCE AGENCY INC, FORTUNA TITLE INS AGCY INC
Nov 17, 2017	Deed of Trust, Mortgage INTERCONTINENTAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2023 · Amount on Record
Deed Sale	Jun 7, 2023 · Amount on Record
Prior Sale	Sep 27, 1995 · Amount on Record
Deed Document Number	2023389792
Deed Book / Page	33740 / 1299
Transfer Doc	2024001212
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Sep 13, 2023
Property Address	643 NW 20TH ST, MIAMI, FL 33127-4615
Document Number	0000644764
Book / Page	33878 / 2867
Map Reference	MB 7 PG 36
Instrument Date	Aug 29, 2023
Instrument	2023R0644764
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	FORTUNA TITLE INSURANCE AGENCY INC, FORTUNA TITLE INS AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	532 PALMETTO DR, MIAMI SPRINGS, FL 33166-5828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	936 SW 1ST AVE # 892, 892, MIAMI, FL 33130-4520

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jun 7, 2023
Property Address	643 NW 20TH ST, MIAMI, FL 33127-4615
Document Number	0000389792
Book / Page	33740 / 1299
Map Reference	MB 7 PG 36
Instrument Date	May 17, 2023
Instrument	2023R0389792
Transaction Type	Transfer
Record Updated	Jul 7, 2023
Title Company	FORTUNA TITLE INSURANCE AGENCY INC, FORTUNA TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$7,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	532 PALMETTO DR, MIAMI SPRINGS, FL 33166-5828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	936 SW 1ST AVE # 892, 892, MIAMI, FL 33130-4520

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	643 NW 20TH ST, MIAMI, FL 33127-4615
Document Number	0000685918
Book / Page	030782 / 004773
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 PALMETTO DR MIAMI SPRINGS FL 331665828, MIAMI SPRINGS, FL 33166-5828

Mortgage

Document Number	0000685918
Date	Dec 6, 2017
Book Page	030782/004773
Instrument	685918

Lender

Name	INTERCONTINENTAL BK
Type	Bank
Address	MIAMI, FL 33144

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Dec 5, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Miami City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,490.00 (+6.02%)	$524,823 (+7.15%) Land $435,750 Building $89,073	$524,823 (+7.15%) Land $435,750 Building $89,073
2024	$9,894.00 (+23.95%)
2023	$7,982.00 (+8.61%)	$489,825 (+6.73%) Land $404,625 Building $85,200	$489,825 (+6.73%) Land $404,625 Building $85,200
2022	$7,349.00	$458,928 Land $373,500 Building $85,428	$458,928 Land $373,500 Building $85,428

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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