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643 Novato Dr, Oxnard, CA 93035 Property Records

Ventura County property record for 643 Novato Dr, Oxnard, CA 93035 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1996
Square Footage1,720 sqft Living Area
Lot Size6,000 sqft (0.138 acres)
OccupancyOwner Occupied
Last Sale$545,000 (2016)
Tax Bill$7,866.00 (2025)

Owner

Source: Ventura County records · APN 185-0-151-075

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address643 NOVATO DR, OXNARD, CA 93035-1213
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Deed of Trust, Mortgage · Line of Credit
VENTURA COUNTY CU
Nov 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
GOLDEN EMPIRE MORTGAGE INC
May 27, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 16, 2016 · Amount on Record
Deed SaleDec 16, 2016 · Amount on Record
Prior SaleAug 31, 2000 · Amount on Record
Deed Doc Number2016186864
Last Transfer DateMay 19, 2020
Transfer Doc0000073803
Record RefreshedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address643 NOVATO DR, OXNARD, CA 93035-1213
Transaction TypeMortgage
Record UpdatedDec 10, 2025
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 NOVATO DR, OXNARD, CA 93035-1213

Mortgage

Document Number0000084905
DateNov 26, 2025
Instrument2025000084905
Lender
NameVENTURA COUNTY CU
TypeCredit Union
AddressVENTURA, CA 93001
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 27, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address643 NOVATO DR, OXNARD, CA 93035-1213
Transaction TypeMortgage
Record UpdatedMar 04, 2022
Title CompanyPRIORITY TITLE-CAMARILLO, PRIORITY TITLE CAMARILLO

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 NOVATO DR, OXNARD, CA 93035-1213

Mortgage

Document Number2021000069192
DateNov 08, 2021
Instrument2021000069192
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
AddressBAKERSFIELD, CA 93309
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVENTURA CA
Recording DateMay 27, 2020
Property Address643 NOVATO DR, OXNARD, CA 93035-1213
Document Number0000073803
Map ReferenceMB 126 PG 60-62
Instrument DateMay 19, 2020
Instrument20200527-00073803
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyPRIORITY TITLE/PRIORITY TITL

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address643 NOVATO DR, OXNARD, CA 93035-1213

Mortgage

Document Number0000073804
DateMay 27, 2020
Instrument20200527-00073804
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictOxnard Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$645,163 (+2%) Land $419,653 Building $225,510
2025$7,866.00 (+2.22%) Homeowner's exemption$632,513 (+4.04%) Land $411,424 Building $221,089
2024$7,695.00 (+4.21%)
2023$7,384.00 (+3.04%) Homeowner's exemption$607,952 Land $395,448 Building $212,504
2022$7,166.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 4% of the US · above 3% of California
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN185-0-151-075
Alternative APN
  • 1830160495

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,720 sqft Living Area
1st Floor1,720 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area6,000 sqft (0.138 acres)
Parking Spaces2 Parking Spaces
Garage Area600 sqft Garage
PorchPorch
Porch Area120 sqft Porch

Location & Zoning

Old Parcel Number1830160495
Street Address643 NOVATO DR
CityOXNARD
StateCA
Zip93035-1213
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTRACT: 484004 LOT: 152 REF: 126MR 60
Legal Subdivision4840-4
Legal Tract484004
Legal Block151
Legal Lot Number152
JurisdictionVENTURA CA
Minor Civil DivisionOXNARD
Census Blockgroup2
Census Block2002
Census Tract3608

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