Lorain County property record for 643 Nelson St, Elyria, OH 44035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,408 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $89,000 (2018) |
| Tax Bill | $565.00 (2025) |
| Primary APN | 10-00-004-102-022 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,408 sqft Living Area |
| 1st Floor | 1,208 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 13,068 sqft (0.3 acres) |
| Depth X Width | 155 ft x 83 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Patio Area | 144 sqft Patio |
| Porch Area | 45 sqft Porch |
| Canopy Area | 144 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 643 NELSON ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8029 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FULLER NELSON - RESUB 82.50 X 155 S/L 4 |
| Legal Subdivision | FULLER NELSON - RESUB |
| Legal Block | 102 |
| Legal Lot Number | 4 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 71400 |
Source: Lorain County records · APN 10-00-004-102-022
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 643 NELSON ST, ELYRIA, OH 44035-8029 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Apr 26, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 30, 2018 · Amount on Record |
| Deed Sale | Apr 30, 2018 · Amount on Record |
| Deed Doc Number | 2018670375 |
| Prior Transfer Date | Apr 28, 2005 |
| Prior Transfer Doc | 0000077535 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 29, 2026 |
| Property Address | 643 NELSON ST, ELYRIA, OH 44035-8029 |
| Document Number | 0000101499 |
| Instrument Date | Jun 03, 2026 |
| Instrument | 2026101499 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 643 NELSON ST, ELYRIA, OH 44035-8029 |
| Document Number | 0000101499, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 2026101499 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 643 NELSON ST, ELYRIA, OH 44035-8029 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210814276 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2021-0814276 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 01, 2051 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $565.00 Homeowner's exemption | $52,930 (%) Land $12,100 Building $40,830 | $151,230 (-) Land $34,580 Building $116,650 |
| 2024 | $565.00 (-55.76%) | $52,931 (+62.32%) Land $12,103 Building $40,828 | $151,230 (+62.32%) Land $34,580 Building $116,650 |
| 2023 | $1,277.00 (-2.44%) | $32,610 (-) Land $2,240 Building $30,370 | $93,170 (-) Land $6,400 Building $86,770 |
| 2022 | $1,309.00 | $32,610 Land $2,240 Building $30,370 | |
| 2021 | $93,170 Land $6,400 Building $86,770 |
643 Nelson St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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