643 NE 6th St, Pilot Rock, OR 97868 Property Records

Umatilla County property record for 643 NE 6th St, Pilot Rock, OR 97868

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,482 sqft · built 1959
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Dec 2023)
Tax Bill	$1,961 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1S3209CD04000`

Property Details

APN / Parcel Number

Primary APN	`1S3209CD04000`
Alternative APNs	`118509.00` `118509`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area
Gross Area	1,914 sqft
1st Floor Area	1,482 sqft
Family Room	Family Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2004
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	120 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	118509
Street Address	643 NE 6TH ST
City	PILOT ROCK
State	OR
Zip	97868-6857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	ROYER ADDITION TO PILOT ROCK BLOCK: 7 LOT: 8 & PTN 1
Legal Range	32
Legal Township	01S
Legal Section	09
Legal Subdivision	ROYER ADDITION TO PILOT ROCK
Legal Block	7
Legal Lot Number	8&1
Jurisdiction	UMATILLA OR
Township / Civil Division	PILOT ROCK
Census Block Group	1
Census Block	1213
Census Tract	951400

Owner

643 NE 6th St is owned and occupied by an individual who bought it in December 2023.

Source: Umatilla County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	643 NE 6TH ST, PILOT ROCK, OR 97868-6857
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Mar 11, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 8, 2021	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2023 · Amount on File
Deed Sale	Dec 21, 2023 · Amount on File
Prior Sale	Mar 11, 2022 · Amount on File
Deed Document Number	20238764
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Dec 21, 2023
Property Address	643 NE 6TH ST, PILOT ROCK, OR 97868-6857
Document Number	20230008764
Instrument Date	Dec 19, 2023
Instrument	2023-0008764
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 NE 6TH ST, PILOT ROCK, OR 97868-6857

Mortgage

Document Number	20230008765
Date	Dec 21, 2023
Instrument	2023-0008765

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Mar 11, 2022
Property Address	643 NE 6TH ST, PILOT ROCK, OR 97868-6857
Document Number	20227370618
Instrument Date	Mar 4, 2022
Instrument	2022-7370618
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 S HIGHLAND DR, KENNEWICK, WA 99337-5113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 562, PILOT ROCK, OR 97868-0562

Mortgage

Document Number	20227370619
Date	Mar 11, 2022
Instrument	2022-7370619

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Jan 8, 2021
Property Address	643 NE 6TH ST, PILOT ROCK, OR 97868-6857
Document Number	20217130638
Instrument Date	Jan 7, 2021
Instrument	2021-7130638
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 22, PILOT ROCK, OR 97868-0022

Mortgage

Document Number	20217130639
Date	Jan 8, 2021
Instrument	2021-7130639

Lender

Name	COMMUNITY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 643 NE 6th St was $1,961.

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Pilot Rock City
Unified School District	Pilot Rock School District 2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,961.00	$115,940 Land $29,670 Building $86,270	$271,370 Land $39,600 Building $231,770
2023	$1,887.00 (+2.11%)	$109,300 (+3%) Land $27,960 Building $81,340	$245,430 (+59.18%) Land $27,000 Building $218,430
2022	$1,848.00	$106,120	$154,180 Land $24,700 Building $129,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 643 NE 6th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 NE 6th St is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 74% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PILOT ROCK serves 1,326 people · EPA ID OR4100626
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wtechlink Fiber · Fixed Wireless	10,000 / 10,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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