643 NE 191st St, Miami, FL 33179 Property Records

Miami-Dade County property record for 643 NE 191st St, Miami, FL 33179

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,105 sqft · built 2014
Lot Size	0.076 acres (3,300 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Jul 2018)
Tax Bill	$6,293 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`30-2206-060-4620`

Property Details

APN / Parcel Number

Primary APN	`30-2206-060-4620`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,105 sqft Living Area
Gross Area	2,512 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete Block/Stucco
Roof Type	Rigid Frame Bar Joist
Roof Material	Other
Lot Area	3,300 sqft (0.076 acres)

Location & Zoning

Street Address	643 NE 191ST ST
City	MIAMI
State	FL
Zip	33179-3917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9400
Legal Description	CHAMPION LAKES PB 169-071 T-21831 LOT 43 BLK 37 LOT SIZE 3300SQ FT ML FAU 30 2206 000 0010 & 30 2206 043 0030
Legal Range	42E
Legal Township	52S
Legal Section	06
Legal Subdivision	CHAMPION LAKES
Legal Block	37
Legal Lot Number	43
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2003
Census Tract	9812

Owner

643 NE 191st St is owned and occupied by two individuals who bought it in July 2018.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	643 NE 191ST ST, MIAMI, FL 33179-3917
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 17, 2018	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018 · Amount on File
Deed Sale	Jul 17, 2018 · Amount on File
Prior Sale	Feb 10, 2015 · Amount on File
Deed Document Number	2018429097
Deed Book / Page	31062 / 1449
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	643 NE 191ST ST, MIAMI, FL 33179-3917
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 NE 191ST ST, MIAMI, FL 33179-3917

Mortgage

Document Number	0000415585
Date	Jun 20, 2023
Book Page	33754/3877
Instrument	2023R0415585

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	643 NE 191ST ST, MIAMI, FL 33179-3917
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000300023
Date	Apr 12, 2022
Book Page	33125/2176
Instrument	2022R0300023

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jul 17, 2018
Property Address	643 NE 191ST ST, MIAMI, FL 33179-3917
Document Number	0000429097
Book / Page	031062 / 001449
Instrument Date	Jun 27, 2018
Instrument	429097
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	PINNACLE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	643 NE 191ST ST MIAMI FL 331793917, MIAMI, FL 33179-3917

Mortgage

Document Number	429098
Date	Jul 17, 2018
Book Page	031062/001451
Instrument	429098

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 643 NE 191st St was $6,293 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,293.00 Homeowner's exemption	$308,497	$526,826 Land $148,500 Building $378,326
2023	$6,013.00 (+3.23%) Homeowner's exemption	$291,071 (+3%)	$518,733 (+28.73%) Land $132,000 Building $386,733
2022	$5,825.00 Homeowner's exemption	$282,594	$402,971 Land $75,900 Building $327,071

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 NE 191st St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 423 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	423 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 NE 191st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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