643 NE 15th St, Gainesville, FL 32641 Property Records

Alachua County property record for 643 NE 15th St, Gainesville, FL 32641

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,332 sqft · built 1964
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$100 (Mar 2014)
Tax Bill	$151 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11016-000-000`

Property Details

APN / Parcel Number

Primary APN	`11016-000-000`
Alternative APNs	`00964940000` `1081710`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Driveway	Driveway
Driveway Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed/Finished Porch
Porch Area	72 sqft
Storage Building	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	643 NE 15TH ST
City	GAINESVILLE
State	FL
Zip	32641-3520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	ROSEMARY PARK PB C-95 LOT 19 BK D LESS R/W OR 4418/1559
Legal Range	20E
Legal Township	10S
Legal Section	03
Legal Subdivision	NEW GV ROSEMARY S/D REPLAT LOTS 14-16
Legal Lot Number	19
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2003
Census Tract	600

Owner

643 NE 15th St is owned and occupied by an individual who bought it in March 2014.

Source: Alachua County records, as of November 19, 2025

Owner of Record	Individual Name on File
Mailing Address	643 NE 15TH ST, GAINESVILLE, FL 32641-3520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2014 · Amount on File
Deed Sale	Mar 3, 2014 · Amount on File
Deed Book / Page	4418 / 1559
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	643 NE 15TH ST, GAINESVILLE, FL 32641-3520
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046001632
Date	May 24, 2018
Book Page	4600/1632
Instrument	3125460

Lender

Name	MY HEALTHCARE FCU
Type	Non-Lending Institution
Address	GAINESVILLE, FL 32605

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 30, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 643 NE 15th St was $151 with exemptions applied, up 2% from the year before.

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Municipality	Gainesville City
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$151.00 (+2.03%) Homeowner's exemption Veteran's exemption	$50,475 (+2.9%)	$152,557 (-) Land $20,000 Building $172,557
2024	$148.00 (-71.7%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$49,053 (+3%)	$152,557 (+47.82%) Land $20,000 Building $132,557
2023	$523.00 (-7.76%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$47,624 (+3%)	$103,202 (+14.97%) Land $13,000 Building $90,202
2022	$567.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$46,237	$89,768 Land $13,000 Building $76,768

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 NE 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 NE 15th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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