643 N Metcalf St, Lima, OH 45801 Property Records

Allen County property record for 643 N Metcalf St, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1916
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on File
Last Sale	$59,900 (Nov 2021)
Tax Bill	$999 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-2512-05-001.000`

Property Details

APN / Parcel Number

Primary APN	`36-2512-05-001.000`
Alternative APN	`M3836251205001000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	2,664 sqft
1st Floor Area	624 sqft
Upper Floors Area	624 sqft
Basement Area	624 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	176 sqft
Deck Area	108 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	643 N METCALF ST
City	LIMA
State	OH
Zip	45801-4040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELMWOOD PLACE LOT 5870-W END FF 55.33
Legal Subdivision	ELMWOOD PLACE
Legal Lot Number	5870
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2022
Census Tract	12300

Owner

643 N Metcalf St is owned and occupied by an individual who bought it in November 2021.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	643 N METCALF ST, LIMA, OH 45801-4040
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2021 · Amount on File
Deed Sale	Nov 8, 2021 · Amount on File
Prior Sale	May 25, 2006 · Amount on File
Deed Document Number	202115630
Deed Book / Page	2021 / 15630
Prior Transfer Date	Mar 20, 2006
Prior Transfer Doc	0956000279
Record Updated	Oct 29, 2026

November 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	ALLEN OH
Recording Date	Nov 8, 2021
Property Address	643 N METCALF ST, LIMA, OH 45801-4040
Document Number	11080015630
Book / Page	2021 / 15630
Map Reference	MB 3 PG 225
Instrument Date	Nov 6, 2021
Instrument	202111080015630
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 WATERWAY CT, 113, LEXINGTON, SC 29072-6813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 N METCALF ST, LIMA, OH 45801-4040

Mortgage

Date	Nov 8, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record

Interest

Rate	7%

Tax Assessment & Valuation

The 2025 property tax bill for 643 N Metcalf St was $999, up 0.2% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$999.00 (+0.2%)	$26,610 (-) Land $3,260 Building $23,350	$76,000 (-) Land $9,300 Building $66,700
2024	$997.00 (+10.29%)	$26,610 (+27.08%) Land $3,260 Building $23,350	$76,000 Land $9,300 Building $66,700
2023	$904.00 (-0.44%)	$20,940 (-) Land $2,560 Building $18,380
2022	$908.00	$20,940 Land $2,560 Building $18,380
2021			$59,800 Land $7,300 Building $52,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 643 N Metcalf St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 643 N Metcalf St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: TSC.

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