643 N May St, Aurora, IL 60506 Property Records

Kane County property record for 643 N May St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,464 sqft · built 1952
Lot Size	0.193 acres (8,415 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,994 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-16-453-003`

Property Details

APN / Parcel Number

Primary APN	`15-16-453-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
Gross Area	2,920 sqft
Basement Area	976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	8,415 sqft (0.193 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	643 N MAY ST
City	AURORA
State	IL
Zip	60506-2947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAY PLACE ADDN : LOT 47 BLK 1
Legal Subdivision	MAY PLACE ADDN
Legal Block	1
Legal Lot Number	47
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3002
Census Tract	853200

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	643 N MAY ST, AURORA, IL 60506-2947
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 25, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Aug 13, 2021	Intrafamily Transfer, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Oct 15, 2018	Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC
Nov 30, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2024
Deed Sale	Sep 17, 2024
Prior Sale	Aug 13, 2021
Deed Document Number	202433538
Prior Transfer Date	Sep 3, 2008
Prior Transfer Doc	0000080883
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Apr 22, 2026
Property Address	643 N MAY ST, AURORA, IL 60506-2947
Document Number	0000016211
Instrument Date	Apr 15, 2026
Instrument	202616211
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 N MAY ST, AURORA, IL 60506-2947

Mortgage

Document Number	0000016211,
Date	Apr 22, 2026
Instrument	202616211

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.13%
Max Rate	-1%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Sep 25, 2025
Property Address	643 N MAY ST, AURORA, IL 60506-2947
Document Number	0000037256
Instrument Date	Jun 25, 2025
Instrument	2025K037256
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	643 N MAY ST, AURORA, IL 60506-2947

Mortgage

Document Number	0000037257
Date	Sep 25, 2025
Instrument	2025K037257

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2055

Interest

Rate	6.62%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Aug 13, 2021
Property Address	643 N MAY ST, AURORA, IL 60506-2947
Document Number	0000061908
Instrument Date	Aug 3, 2021
Instrument	2021K061908
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 PALACE ST # 2, 615, AURORA, IL 60506-3017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	643 N MAY ST, AURORA, IL 60506-2947

Mortgage

Document Number	0000061909
Date	Aug 13, 2021
Instrument	2021K061909

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 15, 2018
Property Address	643 N MAY ST, AURORA, IL 60506-2947
Document Number	0000050362
Instrument Date	Sep 28, 2018
Instrument	2018K050362
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	643 N MAY ST, AURORA, IL 60506-2947

Mortgage

Document Number	0000050363
Date	Oct 15, 2018
Instrument	2018K050363

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate	5.5%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 30, 2017
Property Address	643 N MAY ST, AURORA, IL 60506-2947
Document Number	0000062506
Instrument Date	Nov 3, 2017
Instrument	62506
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$165.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	643 N MAY ST AURORA IL 605062947, AURORA, IL 60506-2947

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,994.00 (+3.78%)	$75,238 (+9.39%) Land $8,702 Building $66,536	$225,804 (+9.39%) Land $26,116 Building $199,688
2024	$4,812.00 (+8.57%) Homeowner's exemption	$68,780 (+22.66%) Land $7,955 Building $60,825	$206,423 (+22.71%) Land $23,875 Building $182,548
2022	$4,432.00 (+5%) Homeowner's exemption	$56,072 (+7.41%) Land $6,485 Building $49,587	$168,216 (+7.41%) Land $19,455 Building $148,761
2021	$4,221.00 Homeowner's exemption	$52,204 Land $6,038 Building $46,166	$156,612 Land $18,114 Building $138,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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