643 N Main St, Cornelia, GA 30531 Property Records

Habersham County property record for 643 N Main St, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,640 sqft · built 1929
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Feb 2011)
Tax Bill	$2,204 (2026)
Deeds & Mortgages	Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`087B060`

Property Details

APN / Parcel Number

Primary APN	`087B060`
Alternative APNs	`292900` `396479`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,640 sqft Heated Area
Gross Area	2,048 sqft
1st Floor Area	1,640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	178 ft deep x 75 ft wide

Exterior Amenities

Porch	Porch
Porch Area	308 sqft
Deck Area	Deck Area
Patio Area	100 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	396479
Street Address	643 N MAIN ST
City	CORNELIA
State	GA
Zip	30531-2329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B2
Legal Description	10-147 PB70-125 946-126
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1067
Census Tract	501

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 ALPINE COURT CIR, CORNELIA, GA 30531-5309
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2011 · Amount on Record
Deed Sale	Feb 4, 2011 · Amount on Record
Deed Book / Page	946 / 126
Last Transfer Date	Jun 22, 2021
Transfer Doc	1268/730
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jun 22, 2021
Property Address	643 N MAIN ST, CORNELIA, GA 30531-2329
Document Number	1268/730
Book / Page	1268 / 730
Instrument Date	Jun 22, 2021
Instrument	2021-001547
Transaction Type	Transfer
Record Updated	Jul 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 DAMASCUS RD, HOMER, GA 30547-2001

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,204.00 (-16.55%)	$68,269 (-13.01%) Land $8,004 Building $60,265	$170,672 (-13.01%) Land $20,010 Building $150,662
2025	$2,641.00 (+270.93%)	$78,477 (+186.04%) Land $8,004 Building $70,473	$196,192 (+186.04%) Land $20,010 Building $176,182
2023	$712.00 (+13.38%)	$27,436 (+13.28%) Land $3,976 Building $23,460	$68,590 (+13.28%) Land $9,940 Building $58,650
2022	$628.00	$24,220 Land $3,976 Building $20,244	$60,550 Land $9,940 Building $50,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: TrailWave.

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