643 N la Nae Cir, Orange, CA 92869 Property Records

Orange County property record for 643 N la Nae Cir, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 1962
Lot Size	0.172 acres (7,490 sqft)
Owner	2 Individual Names on File
Last Sale	$184,000 (Feb 1994)
Tax Bill	$3,643 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Oct 2017 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`093-371-09`

Property Details

APN / Parcel Number

Primary APN	`093-371-09`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Lot Area	7,490 sqft (0.172 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	643 N LA NAE CIR
City	ORANGE
State	CA
Zip	92869-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4435 BLK LOT 12
Legal Subdivision	TRACT 4435
Legal Tract	4435
Legal Lot Number	12
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	3
Census Block	3007
Census Tract	21913

Owner

643 N la Nae Cir is owned and occupied by two individuals who acquired it in April 2004.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	643 N LA NAE CIR, ORANGE, CA 92869-2514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 17, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 26, 2019	Deed of Trust, Mortgage · VA Mortgage RESIDENTIAL MORTGAGE FUNDING INC
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE FUNDING INC
Jul 26, 2018	Deed of Trust, Mortgage · VA Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 1994 · Amount on File
Deed Sale	Feb 18, 1994 · Amount on File
Deed Document Number	1994126274
Last Transfer Date	Apr 7, 2004
Transfer Doc	0000340240
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	643 N LA NAE CIR, ORANGE, CA 92869-2514
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 N LA NAE CIR, ORANGE, CA 92869-2514

Mortgage

Document Number	0000064652
Date	Feb 16, 2022
Instrument	2022000064652

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	643 N LA NAE CIR, ORANGE, CA 92869-2514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000439118
Date	Oct 17, 2017
Instrument	2017000439118

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 22, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	643 N LA NAE CIR, ORANGE, CA 92869-2514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000317329
Date	Aug 26, 2019
Instrument	2019000317329

Lender

Name	RESIDENTIAL MORTGAGE FUNDING INC
Type	Mortgage Company
Address	ORANGE, CA 92867

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	643 N LA NAE CIR, ORANGE, CA 92869-2514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 N LA NAE CIR, ORANGE, CA 92869-2514

Mortgage

Document Number	0000587569
Date	Oct 20, 2020
Instrument	2020000587569

Lender

Name	RESIDENTIAL MORTGAGE FUNDING INC
Type	Mortgage Company
Address	ORANGE, CA 92867

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	643 N LA NAE CIR, ORANGE, CA 92869-2514
Document Number	0000280514
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	643 N LA NAE CIR ORANGE CA 928692514, ORANGE, CA 92869-2514

Mortgage

Document Number	0000280514
Date	Aug 1, 2018
Instrument	280514

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 643 N la Nae Cir was $3,643 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$318,979 (+2%) Land $222,873 Building $96,106
2025	$3,643.00 Homeowner's exemption	$312,725 Land $218,503 Building $94,222
2023	$3,477.00 (+2.08%) Homeowner's exemption	$300,583 Land $210,019 Building $90,564
2022	$3,406.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 643 N la Nae Cir in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 643 N la Nae Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on N la Nae Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures