643 N Kramer Ave, Lombard, IL 60148 Property Records

DuPage County property record for 643 N Kramer Ave, Lombard, IL 60148

Property Summary

Property TypeSingle Family Home
Details1,020 sqft · built 1955
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Tax Bill$6,007 (2025)
Deeds & MortgagesSep 2021 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN06-05-208-013

Property Details

APN / Parcel Number

Primary APN06-05-208-013

Interior

Stories1 Story
Building Area1,020 sqft Living Area
Gross Area2,040 sqft
1st Floor Area1,020 sqft
Basement Area1,020 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions24.1 ft deep x 6 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address643 N KRAMER AVE
CityLOMBARD
StateIL
Zip60148-1942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOMBARD HEIGHTS AND 1/2 VAC ST ADJ ON E
Legal SubdivisionLOMBARD HEIGHTS
Legal Block3
Legal Lot Number12
JurisdictionDU PAGE IL
Township / Civil DivisionYORK
Census Block Group3
Census Block3008
Census Tract843301

Owner

643 N Kramer Ave is owned and occupied by two individuals.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address643 N KRAMER AVE, LOMBARD, IL 60148-1942
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address643 N KRAMER AVE, LOMBARD, IL 60148-1942
Transaction TypeMortgage
Record UpdatedApr 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 N KRAMER AVE, LOMBARD, IL 60148-1942

Mortgage

Document Number0000133786
DateSep 8, 2021
InstrumentR2021-133786
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate2.72%

Tax Assessment & Valuation

The 2025 property tax bill for 643 N Kramer Ave was $6,007, up 5.2% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionYork Township
MunicipalityLombard Village
Secondary School DistrictDuPage High School District 88 (09 - 12)
Elementary School DistrictSD 45 DuPage County (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,007.00 (+5.22%)$103,040 (+7.86%) Land $38,106 Building $64,934$309,120 (+7.86%) Land $114,318 Building $194,802
2024$5,709.00$95,531 Land $35,329 Building $60,202$286,593 Land $105,987 Building $180,606
2022$5,430.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$84,910 Land $31,400 Building $53,510$254,730 Land $94,200 Building $160,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 N Kramer Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 643 N Kramer Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-LOMBARD HEIGHTS
private · serves 679 people · EPA ID IL0435700
Water SourcePurchased surface water from LOMBARD
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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