643 N Hart St, Orange, CA 92867 Property Records

Orange County property record for 643 N Hart St, Orange, CA 92867

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,269 sqft · built 1957
Lot Size	0.143 acres (6,206 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,415 (2025)
Deeds & Mortgages	Jan 2022 Reverse Mortgage Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`383-202-37`

Property Details

APN / Parcel Number

Primary APN	`383-202-37`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,269 sqft Living Area
1st Floor Area	1,269 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,206 sqft (0.143 acres)
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	643 N HART ST
City	ORANGE
State	CA
Zip	92867-7371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2642 BLK LOT 54
Legal Subdivision	TRACT 2642
Legal Tract	2642
Legal Lot Number	54
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1000
Census Tract	75815

Owner

643 N Hart St is owner-occupied and held in a trust since February 2021.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	643 N HART ST, ORANGE, CA 92867-7371
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Reverse Mortgage ENNKAR INC
Mar 9, 2021	Intrafamily Transfer, Transfer AMROCK INC
Nov 24, 2020	Deed of Trust, Mortgage · FHA Mortgage ENNKAR INC
Nov 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 26, 2021
Transfer Doc	0000164062
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	643 N HART ST, ORANGE, CA 92867-7371
Transaction Type	Mortgage
Record Updated	Jan 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 N HART ST, ORANGE, CA 92867-7371

Mortgage

Document Number	0000027483
Date	Jan 20, 2022
Instrument	2022000027483

Lender

Name	ENNKAR INC
Type	Mortgage Company
Address	ORANGE, CA 92865

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	1.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.9%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 9, 2021
Property Address	643 N HART ST, ORANGE, CA 92867-7371
Document Number	0000164062
Map Reference	MB 83 PG 26&27
Instrument Date	Feb 26, 2021
Instrument	2021000164062
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 N HART ST, ORANGE, CA 92867-7371

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	643 N HART ST, ORANGE, CA 92867-7371
Document Number	0000709388
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	643 N HART ST ORANGE CA 928677371, ORANGE, CA 92867-7371

Mortgage

Document Number	0000709388
Date	Dec 3, 2020
Instrument	709388

Lender

Name	ENNKAR INC
Address	1036 W TAFT AVE # 200, ORANGE, CA 92865-4109

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.81%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	643 N HART ST, ORANGE, CA 92867-7371
Document Number	0000709389
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	643 N HART ST ORANGE CA 928677371, ORANGE, CA 92867-7371

Mortgage

Document Number	0000709389
Date	Dec 3, 2020
Instrument	709389

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.81%

Tax Assessment & Valuation

The 2025 property tax bill for 643 N Hart St was $2,415 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$200,740 (+2%) Land $109,998 Building $90,742
2025	$2,415.00 Homeowner's exemption	$196,804 Land $107,841 Building $88,963
2023	$2,301.00 (+2.18%) Homeowner's exemption	$189,163 Land $103,654 Building $85,509
2022	$2,252.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 643 N Hart St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 643 N Hart St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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