643 N Hardee St, Durham, NC 27703 Property Records

Durham County property record for 643 N Hardee St, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,162 sqft · built 1999
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,500 (Jul 2019)
Tax Bill	$2,871 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0831-99-2706`

Property Details

APN / Parcel Number

Primary APN	`0831-99-2706`
Alternative APNs	`0831-99-27-0617` `083108992708` `120505`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,162 sqft Heated Area
1st Floor Area	1,034 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	119 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	643 N HARDEE ST
City	DURHAM
State	NC
Zip	27703-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5
Legal Description	WELLONS VLG/SEC:04/BLK:K/ LT#075 PL:000053-000079
Legal Subdivision	WELLONS VLG SEC 4
Legal Block	K
Legal Lot Number	75
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	5
Census Block	5012
Census Tract	1002

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	643 N HARDEE ST, DURHAM, NC 27703-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2019	Warranty Deed, Transfer · ARM LATINO COMMUNITY CU
Apr 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2019 · Amount on Record
Deed Sale	Jul 26, 2019 · Amount on Record
Prior Sale	Sep 26, 2003 · Amount on Record
Deed Document Number	201926039
Deed Book / Page	8711 / 504
Prior Transfer Date	May 28, 2003
Prior Transfer Doc	3933569
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jul 26, 2019
Property Address	643 N HARDEE ST, DURHAM, NC 27703-1509
Document Number	0087110504
Book / Page	8711 / 504
Map Reference	MB 53 PG 79
Instrument Date	Jul 25, 2019
Instrument	2019026039
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$331.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1901 BUFFALO WAY, 1901, DURHAM, NC 27704-4770

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019026040
Date	Jul 26, 2019
Instrument	2019026040

Lender

Name	LATINO COMMUNITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6%
Change Frequency	5 Years
Min Rate At Change	5.75%
Index	5-Year CMT
Max Rate	6%

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DURHAM NC
Recording Date	Apr 2, 2018
Property Address	643 N HARDEE ST, DURHAM, NC 27703-1509
Document Number	0083940934
Book / Page	008394 / 000934
Instrument Date	Mar 19, 2018
Instrument	10629
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5311 EMERALDWOOD DR DURHAM NC 277057170, DURHAM, NC 27705-7170

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,871.00 (+2.54%)	$282,545 (-) Land $73,800 Building $208,745	$282,545 (-) Land $73,800 Building $208,745
2025	$2,800.00 (+53.26%)	$282,545 (+102.55%) Land $73,800 Building $208,745	$282,545 (+102.55%) Land $73,800 Building $208,745
2023	$1,827.00 (+2.35%)	$139,495 Land $18,420 Building $121,075	$139,495 Land $18,420 Building $121,075
2022	$1,785.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2013–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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