643 N Cliff Cir, Mesa, AZ 85201 Property Records

Maricopa County property record for 643 N Cliff Cir, Mesa, AZ 85201

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,260 sqft · built 1965
Lot Size	0.226 acres (9,858 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Mar 2023)
Tax Bill	$735 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`135-04-049`

Property Details

APN / Parcel Number

Primary APN	`135-04-049`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1965
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	9,858 sqft (0.226 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	643 N CLIFF CIR
City	MESA
State	AZ
Zip	85201-4513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	GARDEN HILLS
Legal Range	05E
Legal Township	01N
Legal Section	17
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	GARDEN HILLS
Legal Lot Number	58
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2001
Census Tract	421202

Owner

643 N Cliff Cir is owned and occupied by an individual who bought it in March 2023.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	643 N CLIFF CIR, MESA, AZ 85201-4513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage SOFI BANK NA
Mar 17, 2023	Special Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 9, 2017	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2023 · Amount on File
Deed Sale	Mar 17, 2023 · Amount on File
Prior Sale	Nov 9, 2017 · Amount on File
Deed Document Number	20230136130
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	643 N CLIFF CIR, MESA, AZ 85201-4513
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1853 E HARTFORD AVE, PHOENIX, AZ 85022-2123

Mortgage

Document Number	0000747279
Date	Dec 29, 2025
Instrument	20250747279

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 17, 2023
Property Address	643 N CLIFF CIR, MESA, AZ 85201-4513
Document Number	0000136130
Map Reference	MB 91 PG 31
Instrument Date	Mar 14, 2023
Instrument	20230136130
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2711 N HASKELL AVE STE 1800, 1800, DALLAS, TX 75204-2921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 N CLIFF CIR, MESA, AZ 85201-4513

Mortgage

Document Number	0000136131
Date	Mar 17, 2023
Instrument	20230136131

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 9, 2017
Property Address	643 N CLIFF CIR, MESA, AZ 85201-4513
Document Number	0000836517
Instrument Date	Nov 6, 2017
Instrument	836517
Transaction Type	Foreclosure
Record Updated	Nov 17, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 643 N Cliff Cir was $735.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Mesa City
Unified School District	Mesa Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,310	$313,100 Land $62,600 Building $250,500
2025	$735.00
2024		$32,270 (+20.95%)	$322,700 (+20.95%) Land $64,500 Building $258,200
2023	$743.00 (-13.4%)	$26,680 Land $5,330 Building $21,350	$266,800 Land $53,300 Building $213,500
2022	$858.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 643 N Cliff Cir in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 643 N Cliff Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MESA serves 466,000 people · EPA ID AZ0407095
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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