643 N 550 E, American Fork, UT 84003 Property Records

Utah County property record for 643 N 550 E, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,132 sqft · built 1986
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Trust Names on Record
Tax Bill	$2,061 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47-080-0002`

Property Details

APN / Parcel Number

Primary APN	`47-080-0002`
Alternative APN	`069219`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
Gross Area	2,666 sqft
1st Floor Area	1,083 sqft
Basement Area	1,040 sqft
Utility Area	225 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Level
Exterior Material	Metal
Roof Type	Gable
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	16 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	069219
Street Address	643 N 550 E
City	AMERICAN FORK
State	UT
Zip	84003-1355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, PLAT A, NETHERFIELD SUB.
Legal Subdivision	NETHERFIELD SUB
Legal Lot Number	2
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	3
Census Block	3003
Census Tract	10700

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	643 N 550 E, AMERICAN FORK, UT 84003-1355
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Aug 24, 2020	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Feb 6, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 22, 2019
Transfer Doc	0000010046
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	643 N 550 E, AMERICAN FORK, UT 84003-1355
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052360
Date	Apr 27, 2022
Instrument	52360:2022

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	643 N 550 E, AMERICAN FORK, UT 84003-1355
Document Number	0000127849
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	643 N 550 E AMERICAN FORK UT 840031355, AMERICAN FORK, UT 84003-1355

Mortgage

Document Number	0000127849
Date	Aug 25, 2020
Instrument	127849

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	RIVERDALE, UT 84405

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Feb 6, 2019
Property Address	643 N 550 E, AMERICAN FORK, UT 84003-1355
Document Number	0000010046
Instrument Date	Jan 22, 2019
Instrument	10046
Transaction Type	Transfer
Record Updated	Feb 21, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	643 N 550 E AMERICAN FORK UT 840031355, AMERICAN FORK, UT 84003-1355

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,695 (-42.95%)	$444,900 (+3.73%) Land $197,700 Building $247,200
2025	$2,061.00 (+0.05%)	$428,900 (+84.49%) Land $197,700 Building $231,200	$428,900 (+1.47%) Land $197,700 Building $231,200
2024	$2,060.00 (+4.41%)
2023	$1,973.00 (-6.36%)	$232,485	$422,700 Land $188,300 Building $234,400
2022	$2,107.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
CentraCom DSL	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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