643 Mt Peak St N, Enumclaw, WA 98022 Property Records

King County property record for 643 Mt Peak St N, Enumclaw, WA 98022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,260 sqft · built 2020
Lot Size	0.121 acres (5,250 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (May 2021)
Tax Bill	$5,843 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`814138-0250`

Property Details

APN / Parcel Number

Primary APN	`814138-0250`
Alternative APN	`814138025006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,260 sqft Living Area
Gross Area	2,660 sqft
1st Floor Area	1,060 sqft
2nd Floor Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	5,250 sqft (0.121 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	814138025006
Street Address	643 MOUNT PEAK ST N
City	ENUMCLAW
State	WA
Zip	98022-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SUNTOP PUD--DIVISION 5
Legal Range	07
Legal Township	20
Legal Section	30
Legal Subdivision	SUNTOP PUD--DIVISION 5
Legal Lot Number	25
Jurisdiction	KING WA
Township / Civil Division	ENUMCLAW PLATEAU
Census Block Group	3
Census Block	3004
Census Tract	31502

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	643 MOUNT PEAK ST N, ENUMCLAW, WA 98022-2911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Warranty Deed, Transfer · VA Mortgage MCLAUGHLIN LENDING SERVICES LLC
Dec 10, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Dec 10, 2020 · Amount on Record
Deed Document Number	20211489
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	May 28, 2021
Property Address	643 MOUNT PEAK ST N, ENUMCLAW, WA 98022-2911
Document Number	0000001489
Map Reference	VOL 292 PG 29-34
Instrument Date	May 20, 2021
Instrument	20210528001489
Transaction Type	Transfer
Record Updated	Jun 10, 2021
Title Company	MODUS TITLE LLC, MODUS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,539.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 MOUNT PEAK ST N, ENUMCLAW, WA 98022-2911

Mortgage

Document Number	0000001490
Date	May 28, 2021
Instrument	20210528001490

Lender

Name	MCLAUGHLIN LENDING SERVICES LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Dec 10, 2020
Property Address	643 MOUNT PEAK ST N, ENUMCLAW, WA 98022-2911
Document Number	0000000898
Map Reference	VOL 292 PG 29-34
Instrument Date	Dec 2, 2020
Instrument	20201210000898
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 30, 2021
Title Company	OLD REPUBLIC TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,299.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 MOUNT PEAK ST N, ENUMCLAW, WA 98022-2911

Mortgage

Document Number	0000000899
Date	Dec 10, 2020
Instrument	20201210000899

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Enumclaw City
Unified School District	Enumclaw School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,843.00 (+7.17%)
2025		$609,000 (+7.22%) Land $224,000 Building $385,000	$609,000 (+7.22%) Land $224,000 Building $385,000
2024	$5,452.00 (+7.85%)	$568,000 (+2.16%) Land $202,000 Building $366,000	$568,000 (+2.16%) Land $202,000 Building $366,000
2022	$5,055.00	$556,000 Land $199,000 Building $357,000	$556,000 Land $199,000 Building $357,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (1983–2025)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENUMCLAW WATER DEPARTMENT serves 23,276 people · EPA ID WA5323600
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Skynet Broadband Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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