643 Mountain View Dr, Columbus, NC 28722 Property Records

Polk County property record for 643 Mountain View Dr, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,892 sqft · built 1988
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$423,000 (Dec 2025)
Tax Bill	$1,957 (2026)
Deeds & Mortgages	Dec 2025 Sale Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P61-128`

Property Details

APN / Parcel Number

Primary APN	`P61-128`
Alternative APN	`40804`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,892 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	40804
Street Address	643 MOUNTAIN VIEW DR
City	COLUMBUS
State	NC
Zip	28722-4459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	LOT #44., 0M04 MORGAN CHAPEL VILLAGE 09
Legal Subdivision	MORGAN CHAPEL VILLAGE
Legal Lot Number	44
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1017
Census Tract	920104

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	643 MOUNTAIN VIEW DR, COLUMBUS, NC 28722-4459
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Warranty Deed, Transfer
Feb 24, 2021	Intrafamily Transfer, Transfer
Jun 14, 2018	Deed of Trust, Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Prior Sale	Apr 2, 2001 · Amount on Record
Deed Book / Page	496 / 1876
Prior Transfer Date	Feb 12, 2021
Prior Transfer Doc	00456/1983
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Dec 31, 2025
Property Address	643 MOUNTAIN VIEW DR, COLUMBUS, NC 28722-4459
Document Number	00496/1876
Book / Page	496 / 1876
Map Reference	MB 456 PG 1983
Instrument Date	Dec 30, 2025
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Amount	Amount Recorded
Tax	$846.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 FOX RUN CIR, GREER, SC 29651-5888

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 MOUNTAIN VIEW DR, COLUMBUS, NC 28722-4459

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Feb 24, 2021
Property Address	643 MOUNTAIN VIEW DR, COLUMBUS, NC 28722-4459
Document Number	00456/1983
Book / Page	456 / 1983
Map Reference	SL A-126 PG 64A
Instrument Date	Feb 12, 2021
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 MOUNTAIN VIEW DR, COLUMBUS, NC 28722-4459

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	643 MOUNTAIN VIEW DR, COLUMBUS, NC 28722-4459
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000433/0000002363
Date	Jun 14, 2018
Book Page	0000000433/0000002363

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,957.00 (+37.62%)	$374,466 (+37.6%) Land $45,100 Building $329,366	$374,466 (+37.6%) Land $45,100 Building $329,366
2025	$1,422.00 (+5.96%)	$272,133 (+29.04%) Land $45,100 Building $227,033	$272,133 (+29.04%) Land $45,100 Building $227,033
2023	$1,342.00	$210,896 Land $35,100 Building $175,796
2021			$210,896 Land $35,100 Building $175,796

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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