643 Moss Way, Hayward, CA 94541 Property Records

Alameda County property record for 643 Moss Way, Hayward, CA 94541

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,704 sqft · built 2014
Lot Size	0.166 acres (7,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$529,000 (Sep 2014)
Tax Bill	$8,758 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`431-118-199`

Property Details

APN / Parcel Number

Primary APN	`431-118-199`
Alternative APN	`431-0118-199-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,704 sqft Living Area

Exterior

Year Built	Built 2014
Architectural Style	Other
Construction Type	Wood
Lot Area	7,265 sqft (0.166 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	643 MOSS WAY
City	HAYWARD
State	CA
Zip	94541-6296
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2014
Census Tract	436301

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24372 ANNA ST, HAYWARD, CA 94545-2048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Sep 15, 2018	Deed of Trust, Mortgage · Conventional with PMI MONEY SOURCE
Nov 9, 2017	Quit Claim Deed, Transfer · FHA Mortgage MONEY SOURCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2014 · Amount on Record
Deed Sale	Sep 29, 2014 · Amount on Record
Prior Sale	Oct 19, 2015
Deed Document Number	0000236712
Last Transfer Date	Nov 9, 2017
Transfer Doc	0000248361
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	643 MOSS WAY, HAYWARD, CA 94541-6296
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 MOSS WAY, HAYWARD, CA 94541-6296

Mortgage

Document Number	0000216558
Date	Jun 15, 2021
Instrument	2021216558

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	643 MOSS WAY, HAYWARD, CA 94541-6296
Document Number	0000183547
Instrument Date	Sep 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	643 MOSS WAY HAYWARD CA 945416296, HAYWARD, CA 94541-6296

Mortgage

Document Number	0000183547
Date	Sep 20, 2018
Instrument	183547

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2048

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 9, 2017
Property Address	643 MOSS WAY, HAYWARD, CA 94541-6296
Document Number	0000248361
Instrument Date	Oct 30, 2017
Instrument	248361
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$304.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	643 MOSS WAY HAYWARD CA 945416296, HAYWARD, CA 94541-6296

Mortgage

Document Number	248362
Date	Nov 9, 2017
Instrument	248362

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,758.00 (+2.81%) Homeowner's exemption	$635,636 (+4.04%) Land $190,967 Building $444,669
2023	$8,519.00 Homeowner's exemption	$610,958 Land $183,553 Building $427,405

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	530 / 115
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, Sail Internet.

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