643 Mill St, Buffalo, NY 14221 Property Records

Erie County and Amherst Town property record for 643 Mill St, Buffalo, NY 14221

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,728 sqft · built 1960
Lot Size	0.262 acres (11,400 sqft)
Owner	Individual Name on Record
Last Sale	$32,778 (Feb 2019)
Tax Bill	$2,747 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`142289 69.09-2-18`

Property Details

APN / Parcel Number

Primary APN	`142289 69.09-2-18`
Alternative APN	`22890690900002018000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	384 sqft
Finished Basement	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	11,400 sqft (0.262 acres)
Lot Dimensions	151 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	643 MILL ST
City	BUFFALO
State	NY
Zip	14221-4637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2137 7
Legal Subdivision	THE HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	18.000
Jurisdiction	ERIE NY
Township / Civil Division	AMHERST
Census Block Group	2
Census Block	2000
Census Tract	9104

Owner

Source: Erie County and Amherst Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	643 MILL ST, BUFFALO, NY 14221-4637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 12, 2019	Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2019 · Amount on Record
Deed Sale	Feb 12, 2019 · Amount on Record
Deed Document Number	201928122
Deed Book / Page	11340 / 9244
Prior Transfer Date	Dec 28, 2018
Prior Transfer Doc	0113409244
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	643 MILL ST, BUFFALO, NY 14221-4637
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 MILL ST, BUFFALO, NY 14221-4637

Mortgage

Document Number	0140551102
Date	Jun 6, 2022
Book Page	14055/1102
Instrument	2022108755

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE NY
Recording Date	Feb 12, 2019
Property Address	643 MILL ST, BUFFALO, NY 14221-4637
Document Number	0113409244
Book / Page	011340 / 009244
Instrument Date	Dec 28, 2018
Transaction Type	Transfer
Record Updated	Mar 8, 2019
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 MILL ST WILLIAMSVILLE NY 142214637, WILLIAMSVILLE, NY 14221-4637

Mortgage

Document Number	138876342
Date	Feb 12, 2019
Book Page	013887/006342

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2049

Tax Assessment & Valuation

Source: Erie County and Amherst Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Amherst Town
Unified School District	Williamsville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,747.00 (-57.24%)	$311,000 (-) Land $62,000 Building $249,000	$314,100 (+1%) Land $62,618 Building $251,482
2024	$6,424.00 (+25.42%)	$311,000 (+69.95%) Land $62,000 Building $249,000	$311,000 (+5.37%) Land $62,000 Building $249,000
2023		$183,000 Land $48,000 Building $135,000	$295,161 Land $77,419 Building $217,742
2019	$5,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2006)
Most Recent Claim	Oct 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA AMHERST serves 92,697 people · EPA ID NY1400399
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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