643 Meadowood Rd, Sandpoint, ID 83864 Property Records

Bonner County property record for 643 Meadowood Rd, Sandpoint, ID 83864

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,408 sqft · built 1985
Lot Size	9.88 acres (430,373 sqft)
Owner	Individual Name on Record
Tax Bill	$711 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP59N01E321501A`

Property Details

APN / Parcel Number

Primary APN	`RP59N01E321501A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,408 sqft Finished Area
1st Floor Area	1,408 sqft
Attic	Attic
Attic Area	608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Rustic
Foundation Type	Pier/Post & Beam
Roof Type	Gambrel
Roof Material	Galvanized Metal
Lot Area	430,373 sqft (9.88 acres)
Garage Type	Built-in
Pole Barn	350 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Street Address	643 MEADOWOOD RD
City	SANDPOINT
State	ID
Zip	83864-4947
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A/f-10
Legal Description	32-59N-1E TAX 18
Legal Range	01E
Legal Township	59N
Legal Section	32
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1012
Census Tract	950201

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	643 MEADOWOOD RD, SANDPOINT, ID 83864-4947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 5, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 2, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	643 MEADOWOOD RD, SANDPOINT, ID 83864-4947
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	956254
Date	Apr 28, 2020
Instrument	956254

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	643 MEADOWOOD RD, SANDPOINT, ID 83864-4947
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	962422
Date	Aug 5, 2020
Instrument	962422

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jun 11, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	643 MEADOWOOD RD, SANDPOINT, ID 83864-4947
Transaction Type	Mortgage
Record Updated	Oct 15, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	928799
Date	Oct 2, 2018
Instrument	928799

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$711.00 (+5.96%) Homeowner's exemption	$232,748 (-3.63%) Land $117,129 Building $115,619	$232,748 (-3.63%) Land $117,129 Building $115,619
2025	$671.00 (+4.19%) Homeowner's exemption	$241,524 (-2.44%) Land $117,031 Building $124,493	$241,524 (-2.44%) Land $117,031 Building $124,493
2023	$644.00 Homeowner's exemption	$247,577 Land $104,217 Building $143,360	$247,577 Land $104,217 Building $143,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 81% of Idaho
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50

May also be available: Wired or Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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