643 McCracken Dr, Middletown, DE 19709 Property Records

New Castle County property record for 643 McCracken Dr, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,371 sqft · built 2023
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,509 (2025)
Deeds & Mortgages	May 2024 Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-007.10-068`

Property Details

APN / Parcel Number

Primary APN	`13-007.10-068`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,371 sqft Living Area
1st Floor Area	1,908 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	643 MCCRACKEN DR
City	MIDDLETOWN
State	DE
Zip	19709-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Subdivision	ROTHWELL ESTATES
Legal Lot Number	23
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	2
Census Block	2007
Census Tract	16611

Owner

643 McCracken Dr is owned by two individuals who acquired it in May 2024.

Source: New Castle County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 MUNRO RD, NEWARK, DE 19711-3559
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 15, 2022	Deed, Transfer
Nov 15, 2018	Grant Deed, Mortgage PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2024
Deed Sale	May 1, 2024
Deed Document Number	202427437
Record Updated	Sep 20, 2026

May 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	NEW CASTLE DE
Recording Date	May 1, 2024
Property Address	643 MCCRACKEN DR, MIDDLETOWN, DE 19709-3315
Document Number	0000027437
Map Reference	DOC 20160420018380
Instrument Date	Apr 30, 2024
Instrument	20240501-0027437
Transaction Type	Subdivision Related Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	643 MCCRACKEN DR, MIDDLETOWN, DE 19709-3315

Mortgage

Document Number	0000027441
Date	May 1, 2024
Instrument	20240501-0027441

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2039

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Sep 15, 2022
Property Address	643 MCCRACKEN DR, MIDDLETOWN, DE 19709-3315
Document Number	0000090180
Map Reference	DOC 20160420-0018380
Instrument Date	Sep 13, 2022
Instrument	20220915-0090180
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 FIRST STATE BLVD, WILMINGTON, DE 19804-3573

November 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Nov 15, 2018
Property Address	643 MCCRACKEN DR, MIDDLETOWN, DE 19709-3315
Instrument Date	Nov 14, 2018
Instrument	61143
Transaction Type	Mortgage
Record Updated	Nov 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	818 FIRST STATE BLVD WILMINGTON DE 198043573, WILMINGTON, DE 19804-3573

Mortgage

Document Number	0000061143
Date	Nov 15, 2018
Instrument	61143

Lender

Name	PNC BK
Type	Bank
Address	300 DELAWARE AVE, WILMINGTON, DE 19801-1607

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 643 McCracken Dr was $5,509.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,509.00	$682,500 Land $120,200 Building $562,300
2024			$606,600
2023	$4,319.00	$122,000 (+2,078.57%) Land $11,000 Building $111,000
2022		$5,600 Land $5,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 McCracken Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 McCracken Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMIT POND PUMP DISTRICT private · serves 177 people · EPA ID DE0000140
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	ARTESIAN WATER COMPANY
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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