643 Matthews St, Thomson, GA 30824 Property Records

McDuffie County property record for 643 Matthews St, Thomson, GA 30824

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1971
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Sep 2020)
Tax Bill	$1,562 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0T05A 00000 018 000`

Property Details

APN / Parcel Number

Primary APN	`0T05A 00000 018 000`
Alternative APN	`9304`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Heated Area
1st Floor Area	988 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	130 ft deep x 80 ft wide

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Patio Area	36 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9304
Street Address	643 MATTHEWS ST
City	THOMSON
State	GA
Zip	30824-8146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2R
Legal Description	643 MATTHEW ST
Legal Subdivision	MATTHEW/ROBIN
Legal Block	B
Legal Lot Number	9
Jurisdiction	MCDUFFIE GA
Township / Civil Division	THOMSON
Census Block Group	1
Census Block	1014
Census Tract	950401

Owner

Source: McDuffie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	391 SCOTT DR, THOMSON, GA 30824-7536
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST OF THOMSON
Oct 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST OF THOMSON
Sep 2, 2020	Warranty Deed, Transfer FIRST OF THOMSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Prior Sale	May 5, 1976
Deed Document Number	2020577
Deed Book / Page	691 / 282
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	643 MATTHEWS ST, THOMSON, GA 30824-8146
Transaction Type	Mortgage
Record Updated	Mar 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 MATTHEWS ST, THOMSON, GA 30824-8146

Mortgage

Document Number	0000000736/0000000698
Date	Aug 22, 2023
Book Page	0000000736/0000000698

Lender

Name	FIRST OF THOMSON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 1, 2025

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	643 MATTHEWS ST, THOMSON, GA 30824-8146
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 MATTHEWS ST, THOMSON, GA 30824-8146

Mortgage

Document Number	0000000738/0000000529
Date	Oct 19, 2023
Book Page	0000000738/0000000529

Lender

Name	FIRST OF THOMSON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 1, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Sep 2, 2020
Property Address	643 MATTHEWS ST, THOMSON, GA 30824-8146
Document Number	000691/282
Book / Page	691 / 282
Instrument Date	Sep 2, 2020
Instrument	2020-000577
Transaction Type	Transfer
Record Updated	Nov 11, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 KENNEDY CIR, THOMSON, GA 30824-7504
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000691/0000000284
Date	Sep 3, 2020
Book Page	0000000691/0000000284

Lender

Name	FIRST OF THOMSON

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

Source: McDuffie County assessment roll, as of January 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McDuffie County
Municipality	Thomson City
Unified School District	McDuffie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,130 (+2.14%) Land $2,448 Building $48,682	$127,825 (+2.14%) Land $6,119 Building $121,706
2025	$1,562.00 (+3.72%)	$50,057 (+5.06%) Land $2,388 Building $47,669	$125,142 (+5.06%) Land $5,970 Building $119,172
2024	$1,506.00 (+1.28%)	$47,647 (+4.13%) Land $2,320 Building $45,327	$119,117 (+4.13%) Land $5,800 Building $113,317
2023	$1,487.00 (+52.67%)	$45,756 (+63.6%) Land $2,200 Building $43,556	$114,390 (+63.59%) Land $5,500 Building $108,890
2022	$974.00	$27,969 Land $2,200 Building $25,769	$69,923 Land $5,500 Building $64,423

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMSON-MCDUFFIE CO W&S COMM serves 21,312 people · EPA ID GA1890001
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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