Muskingum County property record for 643 Market St, Philo, OH 43771
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.055 acres (2,396 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $23 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-21-08-11-000 |
| Primary APN | 20-21-08-11-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 2,396 sqft (0.055 acres) |
|---|---|
| Lot Dimensions | 132 ft deep x 18 ft wide |
| Heating Fuel | Gas |
|---|---|
| Water Source | Commercial |
| Account Number | 052521-2 |
|---|---|
| Street Address | 643 MARKET ST |
| City | PHILO |
| State | OH |
| Zip | 43771-9703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 1 SQ 42 PHILO 18 X 132 0.055A |
| Legal Subdivision | SQUARE 42 |
| Legal Lot Number | 1 |
| Jurisdiction | MUSKINGUM OH |
| Township / Civil Division | HARRISON |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 912500 |
643 Market St is owned and occupied by two individuals who acquired it in January 2021.
Source: Muskingum County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 643 MARKET ST, PHILO, OH 43771-9703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 22, 2021 |
| Transfer Doc | 3026/382 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MUSKINGUM OH |
| Recording Date | Oct 5, 2021 |
| Property Address | 643 MARKET ST, PHILO, OH 43771-9703 |
| Document Number | 3026/382 |
| Book / Page | 3026 / 382 |
| Map Reference | MB 2 PG 67 |
| Instrument Date | Jan 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 643 MARKET ST, PHILO, OH 43771-9703 |
| Document Number | 3026385 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 3026/385 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 643 Market St was $23.
Source: Muskingum County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Muskingum County |
| County Subdivision | Harrison Township |
| Municipality | Philo Village |
| Unified School District | Franklin Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23.00 | $700 Land $700 | |
| 2024 | $2,000 Land $2,000 | ||
| 2023 | $30.00 | $770 (-) Land $770 | |
| 2022 | $30.00 | $770 Land $770 | |
| 2021 | $2,200 Land $2,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 643 Market St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1980–2008) |
| Most Recent Claim | Mar 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 643 Market St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHILO private · serves 974 people · EPA ID OH6001912 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Smart Way Communications Fixed Wireless | 250 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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