643 Main St, Sparkill, NY 10976 Property Records

Rockland County and Orangetown Town property record for 643 Main St, Sparkill, NY 10976

Property Summary

Property Type	Mixed Use Store/Office
Details	3,304 sqft · built 1980
Lot Size	0.06 acres (2,614 sqft)
Owner	Owner Name on Record
Last Sale	$325,000 (Feb 2003)
Deeds & Mortgages	Sep 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`392489 77.08-5-47`

Property Details

APN / Parcel Number

Primary APN	`392489 77.08-5-47`
Alternative APNs	`248907700800050470000000` `0024835`

Interior

Stories	2 Stories
Building Area	3,304 sqft Gross Area
Basement Area	2,150 sqft
Unfinished Basement	2,150 sqft
Security Alarm	Security Alarm

Exterior

Year Built	Built 1980
Lot Area	2,614 sqft (0.06 acres)
Porch	Open Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0024835
Old Parcel Number	248907700800050470000000
Street Address	643 MAIN ST
City	SPARKILL
State	NY
Zip	10976-1252
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	CS
Legal Description	55/66/616/9
Legal Block	5
Legal Lot Number	47.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	ORANGETOWN
Census Block Group	3
Census Block	3021
Census Tract	13402

Owner

Source: Rockland County and Orangetown Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	605 KNOLLWOOD CT, VALLEY COTTAGE, NY 10989-1601

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2003 · Amount on Record
Deed Sale	Feb 19, 2003 · Amount on Record
Deed Document Number	2003-00011415
Record Updated	Jun 8, 2026

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKLAND NY
Property Address	643 MAIN ST, SPARKILL, NY 10976-1209
Document Number	0000008987
Instrument Date	Sep 28, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2018
Title Company	BRIGHTWATERS ABSTRACT LIMITED

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	643 MAIN ST SPARKILL NY 109761209, SPARKILL, NY 10976-1209

Mortgage

Document Number	0000008987
Date	Mar 26, 2018
Instrument	8987

Lender

Name	CAPITAL ONE BK NA
Type	Funding / Finance Company
Address	MCLEAN, VA 22102-3491

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rockland County and Orangetown Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Orangetown Town
Unified School District	South Orangetown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$155,300 (-) Land $13,600 Building $141,700	$454,892 (+4.36%) Land $39,836 Building $415,056
2023	$155,300 Land $13,600 Building $141,700	$435,869 Land $38,170 Building $397,699

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	33 (1979–2025)
Claims Outside the SFHA	12 of 33
Most Recent Claim	Jan 2025 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20