643 Main St, Portland, CT 06480 Property Records

Portland Town property record for 643 Main St, Portland, CT 06480

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,190 sqft · built 1717
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (May 1996)
Tax Bill	$6,521 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PORT M:066 B:0070`

Property Details

APN / Parcel Number

Primary APN	`PORT M:066 B:0070`
Alternative APNs	`066 0070` `322900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,190 sqft Living Area
1st Floor Area	1,410 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1717
Effective Year Built	Effective 1717
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	22,216 sqft (0.51 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	322900
Street Address	643 MAIN ST
City	PORTLAND
State	CT
Zip	06480-1171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	70
Jurisdiction	PORTLAND CT
Township / Civil Division	PORTLAND
Census Block Group	2
Census Block	2002
Census Tract	560100

Owner

643 Main St is owned and occupied by two individuals who bought it in May 1996.

Source: Portland Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	643 MAIN ST, PORTLAND, CT 06480-1171
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage TD BANK NA
Jun 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WELLNESS FEDERAL CREDIT UNION
Jun 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 1996 · Amount on File
Deed Sale	May 9, 1996 · Amount on File
Prior Sale	Mar 25, 1994 · Amount on File
Deed Book / Page	337 / 237
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTLAND CT
Property Address	643 MAIN ST, PORTLAND, CT 06480-1171
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001127-117
Date	Sep 29, 2025
Book Page	1127/117
Instrument	1389

Lender

Name	TD BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTLAND CT
Property Address	643 MAIN ST, PORTLAND, CT 06480-1171
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	985-78
Date	Jun 20, 2019
Book Page	985/78

Lender

Name	WELLNESS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2029

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTLAND CT
Property Address	643 MAIN ST, PORTLAND, CT 06480-1171
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1007-159
Date	Jun 11, 2020
Book Page	1007/159

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 643 Main St was $6,521.

Source: Portland Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Portland Town
Unified School District	Portland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,521.00	$184,730 (-) Land $45,430 Building $139,300	$129,311 Land $31,801 Building $97,510
2024	$6,521.00 (+2.92%)	$184,730 (-) Land $45,430 Building $139,300
2023	$6,336.00	$184,730 Land $45,430 Building $139,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DEPARTMENT serves 5,010 people · EPA ID CT1130011
Water Source	Purchased surface water from METROPOLITAN DISTRICT COMMISSION
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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